Checkout.com

Fintech

SeniorAnalyst,PlatformUnderwriting

$125–175k ~AI est. Atlanta, Georgia, United States FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Senior Analyst, Platform Underwriting at Checkout.com. Skills: Platform underwriting, Due diligence, Financial analysis. Conduct business model analysis. Assess customer risk profile”

Industry & Context.

Fintech

What They're Looking For.

Must Have

6+ years financial analysis, 5+ years merchant underwriting, Demonstrable customer due diligence, Demonstrable enhanced due diligence, Demonstrable merchant underwriting, Demonstrable credit insurance, Demonstrable commercial lending, Subject matter expertise AML/CTF, Subject matter expertise underwriting, Subject matter expertise financial analysis

Nice to Have

Domain expertise payments industry, Domain expertise Fintech industry, Previous experience coaching, Previous experience mentoring

What You'll Do.

Conduct business model analysis

Assess customer risk profile

Leverage understanding of platform models

Conduct customer due diligence

Conduct enhanced due diligence

Analyze P&L statements

Analyze balance sheets

Analyze cash flow statements

Prepare persuasive summaries

Make balanced recommendations

Represent team in customer calls

Attend customer meetings

Approve credit submissions

Identify operational issues

Recommend onboarding improvements

Train junior team members

Contribute to projects

How You'll Work.

Team & Collaboration

Collaborate with Commercial; Collaborate with Compliance; Collaborate with Risk; Collaborate with Legal; Collaborate with Sales; Collaborate with Account Managers; Collaborate with first line Risk; Collaborate with second line Risk; Collaborate with Compliance personnel; Collaborate with Legal personnel

Communication Scope

Written communication; Interpersonal communication; Concise presentation

Full Job Description

Company Description We’re http://checkout.comCheckout.com http://Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions daily for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. We are looking for a seasoned underwriter with a background in payments, due diligence, and financial analysis to join our Platforms Underwriting team in London / Atlanta. You will be part of a team that is responsible for underwriting applications for customers utilizing Checkout.com http://Checkout.com’s solution for platforms, primarily Payment Facilitators, Marketplaces, and Staged Digital Wallet Operators. This team focuses on analysis relevant to Customer Due Diligence, Enhanced Due Diligence, Business Model, Credit, and Financial Analysis. This role offers unique exposure to our core business areas, collaborating closely with our key internal players (Commercial, Compliance, Risk, Legal teams and Senior Management) and our high-value merchants and partners. How you'll make an impact - Conduct business model analysis and a holistic assessment of a customer’s risk profile, leveraging your proficient-level understanding of the risks and requirements of different Platform models (ISVs, Payfacs, Marketp

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