ING
Finance
RiskModelOversightExpert
Neural analysis suggests this role is
optimal for Mid candidates.
“Risk Model Oversight Expert at ING. Skills: Credit risk models, Regulatory oversight, Model risk. Oversee changes to regulatory credit risk models. Advise and challenge senior Risk Management teams”
Industry & Context.
Identify, assess and manage model risk; Critically assess analyses
Direct interaction with the ECB, On-Site Inspections, Internal Model Investigations
What They're Looking For.
Must Have
Master's degree, 6–12 years of experience in credit risk modelling, supervision or closely related fields, Broad, hands-on expertise in credit risk modelling, Statistical depth with practical understanding of IRB and IFRS 9 frameworks, Understanding of the full regulatory credit risk model lifecycle, Ability to identify, assess and manage model risk at Group level, Application of capital requirements regulation, credit risk policies and model risk frameworks, Command of quantitative and statistical concepts relevant to credit risk models, Critical assessment of analyses with a clear supervisory and materiality lens, Clear and precise communication of technical positions, Confident engagement with senior stakeholders and supervisory authorities, Pragmatic contribution to the development of policies and methodologies
What You'll Do.
Oversee changes to regulatory credit risk models
Advise and challenge senior Risk Management teams
Exercise independent technical judgement
Perform advisory and quality-assurance reviews
Coordinate supervisory submissions
Manage senior internal stakeholders
Represent ING in regulatory discussions
How You'll Work.
Team & Collaboration
Support, advise and challenge senior Risk Management and Model Development teams; Work collaboratively on complex regulatory and modelling challenges; Engage confidently with senior stakeholders and supervisory authorities
Communication Scope
Communicate technical positions clearly and precisely; Engage confidently with senior stakeholders; Contribute pragmatically to policy development
Full Job Description
Group‑level expert role at ING with oversight of regulatory credit risk models, including IRB and IFRS 9. The role covers oversight of model changes, On‑Site Inspections and Internal Model Investigations, with direct interaction with the ECB and external auditors. You will support, advise and challenge senior Risk Management and Model Development teams, exercising independent technical judgement on model risk, methodology and supervisory expectations. **The Team** The team is ING’s center of expertise for regulatory credit risk models and on‑site inspections, providing Group‑level oversight of credit risk model strategy across global and local IRB and IFRS 9 models. It coordinates local model development activities across ING, ensuring alignment with Group methodological standards and regulatory requirements. The team leads on‑site inspections and model investigations, supports senior internal stakeholders with deep subject‑matter expertise, and coordinates technical engagement with the ECB and external auditors. You will join an experienced international team with diverse backgrounds in credit risk modelling and supervision, working collaboratively on complex regulatory and modelling challenges at Group level. **Roles and Responsibilities** Senior content‑driven expert responsible for Group‑level oversight of regulatory credit risk model changes, supporting, advising and challenging senior Risk Management and Model Development teams on IRB and IFRS 9 models, while exercising independent technical judgement on model risk, methodology and supervisory expectations. **Specific Tasks and Responsibilities** * Oversee changes to regulatory credit risk models and rating systems at Group level, acting as both advisor and controller. * Perform advisory and quality‑assurance reviews of IMIs and on‑site inspections, including coordination of supervisory submissions, presentations and Q&As. * Manage senior internal stakeholders across the end‑to‑end credit risk model lifecycle
Applying for this Risk Model Oversight Expert role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
How to Apply on Workday
- Workday has a multi-step form — save your progress after every section.
- "Apply With LinkedIn" can fail or lose data; manual entry is more reliable.
- Watch for the "Submit for Review" final step — hitting "Save" alone does not submit.
- Job requisition numbers are useful when following up with HR by email.
ANONYMOUS · UNFILTERED
What do employees actually say about ING?
Real rants from real employees. Read before you apply.