RiskAnalyst

## Accountabilities Conduct detailed fraud investigations using multiple data sources to assess transactions and determine whether they should be approved, declined, or escalated for further review. Evaluate the chargeback and credit risk associated with businesses, identifying potential exposures and recommending appropriate actions. Monitor accounts and transaction activity to detect suspicious behavior, fraud risks, regulatory concerns, and compliance violations. Partner with business owners to promote best practices that help reduce disputes, improve payment performance, and strengthen risk controls. Utilize fraud detection tools and analytical methods to investigate risks and support informed decision-making. Identify opportunities to improve existing workflows, policies, and operational processes to enhance efficiency and effectiveness across risk management functions. Maintain accurate documentation and communicate findings clearly to internal stakeholders and customers. Requirements Minimum of 2 years of experience in merchant underwriting, adjudication, risk analysis, or a related role within the payments, financial services, or fintech sector. Strong understanding of credit risk assessment and the ability to identify high-risk business activities and profiles. Experience with fraud prevention, transaction monitoring, account reviews, and compliance-related risk management. Knowledge of chargeback prevention strategies and industry best practices for reducing service-related disputes. Hands-on experience working with rule-based fraud detection systems and risk management tools. Excellent analytical and investigative skills with strong attention to detail and the ability to make sound judgments based on available information. Strong communication and relationship management skills, with the ability to gather critical information and deliver difficult decisions professionally and empathetically. Resourceful problem-solving abilities and a proactive mindset, w