RiskAnalyst

Relay is a digital banking platform that gives self-made business owners the tools and know-how to be great with money—bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses. A cleaning company is waiting on a deposit so they can make payroll Friday. A contractor needs his funds cleared so he can buy lumber for a job that starts Monday. A salon owner just wants to know why her account was flagged. These are the people on the other side of every transaction you review, every hold you place, and every alert you investigate. 321,000+ small business owners trust Relay with their money. The Risk team is why that trust is warranted.   About the Team: This role sits on either our Transaction Monitoring or Onboarding Risk team. Both are front-line teams where your decisions have immediate, visible impact. Transaction Monitoring is where you intercept fraud attempts in real time. Shell companies trying to funnel money through business accounts. Altered checks. Wire requests that look clean until you notice the third soft signal. The team catches these every day, and the pattern recognition you develop here is something you can't learn from a textbook. Onboarding Risk is the front gate. You're catching stolen identities, fabricated businesses, and coordinated fraud rings before they get through the door. You're also the reason a legitimate contractor gets approved in minutes. The team regularly reviews real edge-case decisions together to sharpen judgment and stay calibrated.   The Role Every business day, Relay processes millions of dollars in deposits, wire transfers, and card transactions. Every one of those is a decision: hold or release, approve or decline, investigate or clear. You make those decisions. Good decisi