Longbridge Financial
Finance / FinServ
ReverseMortgageUnderwriter
“Reverse Mortgage Underwriter at Longbridge Financial. Skills: Reverse Mortgage Underwriting, FHA guidelines, HUD guidelines, RESPA reform, TILA, MDA. Underwriting residential loans ensuring compliance with appropriate company, secondary market Investor standards, and all applicable laws.. Examines loan documentation for accuracy and completeness.”
What You'll Achieve.
Ability to make timely, accurate decisions on all FHA transactions; Evaluate risk and ensure quality of each loan decision; Adhere to service level agreements and prioritize workflow; Maintain quality control standards while maintaining production standards by company's definition; Ability to meet and exceed service level agreements
Industry & Context.
Ability to use creative thinking to find solutions to problems
What They're Looking For.
Must Have
Three or more years of current active experience underwriting Reverse Mortgages (Retail and/or Wholesale), Must have a valid active CHUMS Number, credit, risk analysis, and analytical skills, Working knowledge of federal and state regulations and requirements with emphasis on MDA, TILA, HUD and RESPA reform., Understands the loan flow process including file structure, and documentation requirements., verbal and written communication skills, Attention to detail, with organizational and interpersonal skills., Ability to work well with a wide range of people, work under pressure with a focus on deadlines, and adapt to changing situations daily, Ability to use creative thinking to find solutions to problems, Ability to meet and exceed service level agreements, Competent risk-assessment skills, Ability to multi-task, Excellent time-management skills, Ability to work independently with minimal supervision in a team environment, Familiar with HUD underwriting guidelines and documentation, mortgage legal documentation, 3rd party risk assessment products and Federal/ State/Local compliance regulations
Nice to Have
HECM for Purchase experience is a plus, Proprietary Reverse Mortgage underwriting experience is a plus
What You'll Do.
Underwriting residential loans ensuring compliance with appropriate company
secondary market Investor standards
and all applicable laws.
Examines loan documentation for accuracy and completeness.
Partners with Loan Originators
Branch Managers and Processors to secure all required documents.
Responsible for underwriting files and establishing conditions to meet FHA and LBF guidelines.
Ability to make timely
accurate decisions on all FHA transactions
Evaluate risk and ensure quality of each loan decision
Communicate requirements and/or decisions clearly
Responsible for reviewing all areas of the mortgage loan file to ensure accuracy
and compliance with internal and regulatory guidelines
including but not limited to Application
Condominium information
Responsible for clear and concise communication to appropriate parties including but not limited to the processing department on items needed to prepare a loan for closing.
Partner with processing to close loans in a timely in efficient manner
Adhere to service level agreements and prioritize workflow
Maintain quality control standards while maintaining production standards by company's definition
Assist in identifying
and/or negotiating alternative loan documentation requirements
How You'll Work.
Team & Collaboration
Partners with Loan Originators, Branch Managers and Processors to secure all required documents.; clear and concise communication to appropriate parties including but not limited to the processing department; Partner with processing to close loans in a timely in efficient manner; Ability to work independently with minimal supervision in a team environment
Communication Scope
verbal and written communication skills; Communicate requirements and/or decisions clearly; clear and concise communication
Process & Methodology
prioritize workflow, time-management skills
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