NBC
Financial Services
RelationshipOfficerSME
Neural analysis suggests this role is
optimal for Mid+ candidates.
“Relationship Officer SME at NBC. Skills: Relationship Management, Sales, Customer Service, Risk Management. Acquire and manage relationships. Provide holistic financial solutions”
What You'll Achieve.
Maximize client profitability; Gain incremental wallet share; Grow asset and liabilities portfolio
Industry & Context.
Problem solving; Decision making
What They're Looking For.
Must Have
3 years of banking experience, Bachelor Degree or Advanced Diploma
Nice to Have
Commercial mindset - Junior, Openness to change, Sales Management
What You'll Do.
Acquire and manage relationships
Provide holistic financial solutions
Provide differentiated customer experience
Manage quality of assets and liabilities
Maximize client profitability
and deepen relationships
Offer solutions through products
Provide value added engagement
Conduct meetings with clients
Recognize and understand clients' needs
Proactively provide financial solutions
Create and maintain pipeline
Master referrals to grow portfolio
Develop and maintain CRM plan
Maintain accurate client records
Manage client experience
Provide answers regarding products
Respond to customer complaints
Provide feedback on issues
Keep accurate records
Coordinate client relationship activities
Educate customers on products
Use client feedback to improve
Comply with KYC policies
Comply with AML policies
Comply with Sanctions policies
Review portfolio monthly
Ensure documentation is up to date
Escalate unresolved KYC requirements
Check and signoff loan applications
Identify potential problem accounts
Communicate risk mitigating strategies
Access excess report daily
Monitor client transactions
Research industry developments
Drive credit review process
Submit required documents
Submit outstanding financials
Follow up on outstanding securities
Respond to loan reports
Communicate resolutions within 24 hrs
Attend daily Branch meetings
Attend knowledge sharing meetings
Maintain constant dialogue with departments
Attend local functions
Develop and maintain contact with specialists
Provide feedback on performance
Comply with policy updates
Keep abreast of procedures
Ensure self-development
Develop knowledge and skills
Complete compliance training
How You'll Work.
Team & Collaboration
Cross-functional team dialogue; Product specialist contact
Communication Scope
Oral communication; Written communication
Full Job Description
NBC is the oldest serving bank in Tanzania with over five decades of experience. We offer a range of retail, business, corporate and investment banking, wealth management products and services. **_Job Summary_** •Acquire and manage relationships with Small and Medium Business customers through pro-active and consultative approach in line with NBC policies and procedures. •Utilize customer focus approach to provide holistic financial solutions to basic and complex financial needs by understanding customers’ business process cycle. •Provide differentiated customer experience that support NBC value proposition by maintaining regular contacts with customers to ensure overall satisfaction. •Manage the quality of assets and liabilities in the portfolio through pro-active monitoring of customers’ transactions trends and movement. **Job Description** ## **Key Accountabilities** **Sales and Relationship Management : 40%** **Outputs to deliver this accountability** * Maximize client profitability within agreed targets (Assets, Liabilities, interest and noninterest revenue) by identifying, building, and deepening of relationships to gain incremental wallet share of the Small and Medium Business clients by offering solutions through a wide range of products and services. * Provide value added engagement, regular face to face meetings, consistent communication with clients by conducting meetings with clearly defined objectives and desired outcome. * With the support of product specialists, intuitively recognize and understand clients’ business cycle, financial goals/needs and proactively provide holistic financial solutions. * Create and maintain a pipeline of business opportunities and proactively master referrals to grow asset and liabilities portfolio. * Develop and maintain Customer Relationship Management Plan of Top 10 borrowing clients and Top 10 non borrowing clients * Maintain accurate and up-to-date records of all actual and attempted client customer interactions (i.e
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