AgWest Farm Credit
Financial Services
RelationshipManager
Neural analysis suggests this role is
optimal for Mid+ candidates.
“Relationship Manager at AgWest Farm Credit. Skills: Sales, Credit management, Customer service. Market and sell products. Establish rapport with customers”
What You'll Achieve.
Provide high quality credit; Provide profitable credit; Provide constructive credit services; Maximize profitability
Industry & Context.
Up to 25% travel, Overnight travel
What They're Looking For.
Must Have
Bachelor's in business, economics, or finance, Read audited financial statements, Establish rapport with customers, Communicate and negotiate terms, Travel to perform duties, Valid driver's license
Nice to Have
Working knowledge of finance, Working knowledge of accounting principles, General understanding of credit laws, General understanding of credit regulations
What You'll Do.
Market and sell products
Establish rapport with customers
Develop and maintain confidence
Complete visits to customers
Document customer operations
Inspect loan collateral
Evaluate customer practices
Evaluate repayment expectations
Make quality credit decisions
Ensure customer service
Maintain loan portfolio
Manage assigned accounts
Provide efficient customer service
Maximize profitability
Prepare credit analysis
Submit recommendations
Gather financial information
Comply with documentation
Assist in credit investigations
Participate in loan closings
Ensure credit administration
Implement servicing plans
Coordinate with credit analysts
Coordinate with loan specialists
Communicate with other groups
Ensure timely transfers
Meet customer service needs
Meet organization objectives
Represent organization values
Communicate organization purpose
Communicate organization mission
Support agricultural organizations
Participate in sponsored events
Adhere to company policies
Adhere to internal controls
How You'll Work.
Team & Collaboration
Coordination with other teams; Coordination with portfolio groups; Coordination with credit analysts; Coordination with loan specialists
Communication Scope
Communicate terms; Communicate values; Communicate purpose; Communicate mission
Full Job Description
AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System – the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Relationship Manager I or Relationship Manager II to join our California Lending and Insurance department in Paso Robles. This full-time position reports to the SVP, Portfolio Manager and is accountable for supporting the provision of high quality, profitable, and constructive credit and related services to customers. Compensation Information The base salary range for this position in Paso Robles, California is: Level I: Typical starting range: $72,600 - $97,800 Full base salary range: $72,600 - $110,400 Annual performance-based incentive target is 12% of base. Level II: Typical starting range: $80,000 - $110,100 Full base salary range: $80,000 - $37,800 Annual performance-based incentive target is 15% of base. *Relocation assistance will be provided to eligible candidates who must relocate to accept this position. Essential Duties Market and sell products including loans and financially related services; establish rapport with and develop and maintain confidence of customers and prospective customers. Complete visits to customers’ operations and document observations; this may include visually inspecting the condition and value of loan collateral and evaluate customers’ management practices and expected repayment. Make quality credit decisions to ensure customer service, a high-quality loan portfolio and loan administration. Monitor lo
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