M&T Bank

Finance

RegionalCRAOfficer

$104–173k Boston, Massachusetts, United States FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“Regional CRA Officer at M&T Bank. Skills: CRA community development, regulatory compliance, governmental reporting. Serve as liaison between the Bank and the community to develop and administer local CRA Programs. Meet the specific credit and banking needs of the low-to-moderate income population in the community”

What You'll Achieve.

Meet the specific credit and banking needs of the low-to-moderate income population in the community; Support and meet regulatory reporting requirements; Ensure continued compliance with CRA Small Business/Small Farm and Home Mortgage Disclosure Act (HMDA) data; Fulfill the Bank’s CRA obligation

Industry & Context.

Finance
Problems you'll solve

decision-making skills

What They're Looking For.

Must Have

3 years’ proven CRA community development, customer-facing banking and/or non-profit experience, Proficiency with personal computers as well as pertinent word processing, spreadsheet, presentation and database software, customer service and interpersonal skills, verbal and written communication skills, organizational and decision-making skills, negotiations skills, Detail-oriented

Nice to Have

Experience with the community development non-profit world, either through direct work experience or other volunteer participation, Understanding of the interactions among the government, community development non-profit organizations and local business, Prior banking experience, with experience in commercial and consumer lending, Familiarity with regulatory compliance and/or governmental reporting requirements and processes

What You'll Do.

Serve as liaison between the Bank and the community to develop and administer local CRA Programs

Meet the specific credit and banking needs of the low-to-moderate income population in the community

Assist Corporate CRA staff in meeting a variety of regulatory requirements

Assist with the bi-annual CRA exam

Interact with public and private community leaders to assess community needs

Develop programming to address community needs

Evaluate and support requests for CRA-related program or project funding

Represent the Bank at local CRA-related functions

Identify potential opportunities

Raise the profile of the Bank

Develop and expand CRA-related relationships

Compile and maintain required CRA-related information

Support and meet regulatory reporting requirements

Work closely with internal business partners to obtain required information

Monitor CRA performance to regulatory reporting requirements

Ensure continued compliance with CRA Small Business/Small Farm and Home Mortgage Disclosure Act (HMDA) data

Provide CRA performance updates for Regional management

Attend industry conferences to enhance CRA regulation understanding

Provide innovative ideas to meet the Bank’s CRA obligations

Participate actively in CRA-related boards and committees

Develop referral sources

Seek and refer new business and program opportunities

Represent CRA at appropriate internal committee meetings

Conduct CRA training for new and existing employees

Provide CRA program updates and advance notice of significant CRA-related events

Assist in developing CRA-related external and internal communication vehicles

Ensure compliance with applicable laws and regulations

Develop and/or implement CRA programs to fulfill the Bank’s CRA obligation

Understand and adhere to the Company’s risk and regulatory standards

policies and controls

Identify risk-related issues needing escalation to management

Promote an environment that supports belonging and reflects the M&T Bank brand

Maintain M&T internal control standards

Complete other related duties as assigned

How You'll Work.

Team & Collaboration

Work closely with internal business partners; Work with employees from other departments

Communication Scope

verbal and written communication skills

Full Job Description

# **Overview:** This position is responsible for serving as liaison between the Bank and the community to develop and administer local CRA (Community Reinvestment Act) Programs to meet the specific credit and banking needs of the low-to-moderate income population in the community. Assists Corporate CRA staff in meeting a variety of regulatory requirements and with the bi-annual CRA exam. ## **Primary Responsibilities:** * Interact with public and private community leaders to assess community needs specific to the low-to-moderate income population and/or develop programming to address these needs. * Evaluate and support requests for CRA-related program or project funding from community organizations. * Represent the Bank at local CRA-related functions during and outside working hours to identify potential opportunities, raise the profile of the Bank and develop and expand CRA-related relationships. * Compile and maintain required CRA-related information specific to assigned community to support and meet regulatory reporting requirements. * Work closely with internal business partners to obtain the required information to support CRA-related efforts. * Monitor CRA performance to regulatory reporting requirements, including CRA Small Business/Small Farm and Home Mortgage Disclosure Act (HMDA) data to ensure continued compliance. * Provide CRA performance updates for Regional management to ensure their awareness and support of the Bank’s CRA programs. * Attend industry conferences to enhance CRA regulation understanding and/or provide innovative ideas to meet the Bank’s CRA obligations. * Participate actively in CRA-related boards and committees in the local community to support the Bank’s CRA programs. * Develop referral sources and actively seek and refer new business and program opportunities through this participation. * Represent CRA at appropriate internal committee meetings to ensure their awareness and support of CRA programs and initiatives. * Conduct CRA train

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