Ethos Life
Insurance
ProductPerformanceActuary
Neural analysis suggests this role is
optimal for Senior candidates.
“Product Performance Actuary at Ethos Life. Skills: Mortality analytics, Actuarial assumption modeling, Life insurance modeling. Own mortality-related assumptions. Lead development and maintenance of expected mortality models”
What You'll Achieve.
Improve product competitiveness; Improve financial integrity
Industry & Context.
Tackling open-ended problems; Building new methodologies
What They're Looking For.
Must Have
5+ years of experience in life insurance actuarial roles, Experience with assumption setting for life insurance pricing, forecasting, or valuation, Familiarity with modern data tools and pipelines, Statistical modeling skills in R or Python, Proficiency with Excel and actuarial modeling tools
Nice to Have
FSA or near-FSA designation, Experienced ASA candidates considered
What You'll Do.
Own mortality-related assumptions
Lead development and maintenance of expected mortality models
Lead development and maintenance of assumption frameworks
Lead development and maintenance of experience studies
Leverage leading data points to predict mortality
Monitor actual-to-expected mortality experience
Design protective value studies
Complete protective value studies
Quantify mortality lift of underwriting requirements
Quantify impact of applicant behavior on expected mortality
Quantify impact of applicant behavior on mortality curve
Utilize AI to accelerate pace of insights
Utilize AI to maximize business impact
Serve as Ethos mortality subject matter expert
Advise senior leaders internally
Engage with key partners externally
Translate technical work into actionable business recommendations
How You'll Work.
Team & Collaboration
Collaborate with underwriting teams; Collaborate with data science teams; Partnering with finance teams; Partnering with product teams; Partnering with underwriting teams
Communication Scope
Translate technical work; Actionable business recommendations
Full Job Description
About Ethos Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten. About the role Ethos is looking for an experienced actuary to lead our mortality analytics and actuarial assumption modeling. You will serve as the company's expert on mortality, translating complex insights into strategies that improve our product competitiveness and financial integrity. We're seeking someone with a strong foundation in life insurance mortality modeling who brings deep actuarial expertise and enjoys tackling open-ended problems. Building new methodologies where playbooks don't exist. You're energized by the chance to apply AI and emerging techniques to problems insurance companies have solved the same way for decades, and you know how to align actuarial rigor with product velocity across finance, product, and underwriting teams. If you're excited about pushing the boundaries of actuarial science while maintaining rigor and reliability, we'd love to hear from you. Duties and Responsibilities: Own mortality-related assumptions and other actuarial inputs across product development, forecasting, and financial reporting. Lead the development and maintenance of expected mortality models, assumption frameworks, and experience studies. Leverage leading data points, such as post-issue audit data and mortality risk scores, to predict mortality before experience is fully credible. Monitor actual-to-expected mortality experience and work colla
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