SpotOn

FinTech

ProductManager(Payments)

$180–225k Chicago, Illinois, United States FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Manager candidates.

The Brief

“Product Manager (Payments) at SpotOn. Skills: Payments product management, Fintech product development, Merchant services. Own payments roadmap. Define payment media acceptance”

What You'll Achieve.

Improve authorization rates; Reduce latency; Improve resiliency; Increase merchant satisfaction; Improve funding accuracy; Grow merchant revenue; Reduce operational friction

Industry & Context.

FinTech
Problems you'll solve

Data-driven prioritization; Data-driven experimentation

What They're Looking For.

Must Have

5+ years product management, 3+ years payments experience, Experience with payment processors, Experience with acquirers, Experience with gateways, Experience with card networks, Analytical skills, Proven success shipping complex products, Excellent written communication, Excellent verbal communication, Customer-centric mindset, High degree of ownership, Bias toward action, Manage multiple initiatives

Nice to Have

Platform experience preferred, Multi-tenant merchant environment preferred, Experience building dashboards, Experience defining KPIs, Experience using data for prioritization, Experience using data for experimentation, Experience conducting discovery, Experience with user interviews, Experience with feedback sessions

What You'll Do.

Define payment media acceptance

Set acceptance health metrics

Translate payment flows

Monitor payment metrics

Improve payment metrics

Partner with compliance

Partner with security

Lead discovery with partners

Evaluate new capabilities

Evaluate routing options

Evaluate cost optimization

Ensure merchant funds settle

Reflect fee adjustments

Reflect chargeback handling

Feed payment decisions

Ensure merchant payouts predictable

How You'll Work.

Team & Collaboration

Cross-functional teams; Engineering teams; Design teams; Operations teams; GTM teams; External partners; Money movement teams; Remittance teams; Risk teams; Compliance teams; Security teams; Executive leaders; Senior leaders; Adjacent product teams

Communication Scope

Executive presentations; Technical explanations

Process & Methodology

Roadmap planning

Full Job Description

About SpotOn We’re not just building restaurant tech, we’re giving independent restaurants the tools to compete and win. From our award-winning point-of-sale to AI-powered profit tools, everything we do helps operators boost profit, work smarter, and keep their best people. And every solution is backed by real humans who actually give a sh*t about helping restaurants succeed. - Named the #1 Restaurant POS by G2 (Fall 2025), based on ratings from real users - Rated the top-rated point-of-sale (POS) for restaurants, bars, retail, and small businesses by Capterra users - Awarded Great Places to Work and Built In’s Best Workplaces for multiple years running We move fast, care hard, and fight for independent restaurant operators to do what they love, and love doing it. If you’re looking to make an impact with heart and hustle, SpotOn is the place for you. ABOUT THE ROLE As the Product Manager in Payments, you will own the strategy and execution for SpotOn’s end-to-end payments experience—spanning card-present and card-not-present acceptance, transaction processing, routing, and the downstream flows that get merchants paid. You will define how payments are presented, authorized, captured, settled, and funded across our hospitality-focused ecosystem, ensuring reliability, security, and compliance while driving a best-in-class experience for restaurants and other hospitality merchants. While your primary charter is the broader payments product, you will also partner with our money movement and remittance functions to make sure merchant funding is accurate, predictable, and transparent—ensuring the economics and timing of merchant processing show up cleanly in our product surfaces. We are looking for a strong product leader—someone who can set a clear vision, rally engineering, design, operations, GTM, and external partners around it, and make confident trade-offs in a high-stakes, highly regulated domain. Your success will be measured by payment performance (authorization r

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