Clara
Financial Services
ProductLead-Risk
Neural analysis suggests this role is
optimal for Lead candidates.
“Product Lead - Risk at Clara. Skills: Risk management, Product management, Fintech, Credit risk. Own Risk product surface. Manage integration layer”
What You'll Achieve.
Accelerate product delivery; Move hard business metrics
Industry & Context.
Build vs. buy decisions
What They're Looking For.
Must Have
5+ years product management, 2+ years risk/fraud/credit/identity/lending, Prototype concepts using AI, Familiarity with GitHub, Conceptual understanding of APIs, Conceptual understanding of webhooks, Deep understanding of credit-line mechanics, Deep understanding of KYC/ID verification, Deep understanding of fraud signals, Track record moving business metrics, Manage cross-functional stakeholders
Nice to Have
Working proficiency Spanish or Portuguese, Basic knowledge Spanish or Portuguese, Product experience LatAm fintech, Experience with credit products Mexico, Experience with credit products Colombia, Experience with credit products Brazil, Familiarity with decisioning platforms, Familiarity with local direct debit, Familiarity with local payment rails
What You'll Do.
Own Risk product surface
Manage integration layer
Make build vs. buy decisions
Translate risk model outputs
Design around model uncertainty
Define core business metrics
Track core business metrics
Manage product backlog
Drive cross-team alignment
Build no-code solutions
Make configuration changes
Self-serve analytics dashboards
How You'll Work.
Team & Collaboration
Cross-functional stakeholders; Credit Risk teams; Fraud teams; Finance teams; Data Science teams
Communication Scope
Executive presentations
Process & Methodology
Product backlog management
Full Job Description
Ready to accelerate your career? Clara is the fastest-growing company in Latin America. We've built the leading solution for companies to make and manage all their payments. We already help over 20,000 large and growing businesses operate with agility and financial clarity through locally issued corporate cards, bill pay, financing, and a powerful B2B platform built for scale. Clara is backed by some of the most successful investors in the world, including top regional VCs like monashees, Kaszek, and Canary, and leading global funds like Notable Capital, Coatue, DST Global Partners, ICONIQ Growth, General Catalyst, Citi Ventures, SV Angel, Citius, Endeavor Catalyst, and Goldman Sachs - in addition to dozens of angel investors and local family offices. We’re building the financial infrastructure that powers high-performing organizations across the region. We invite you to join us if you want to be part of a fast-paced environment that will accelerate your career and support you to do some of the best work of your life alongside a passionate and committed team distributed across the Americas. What you'll do We're looking for a Product Manager, Risk to lead our new Risk Builder squad within the Biz Ops tribe. Risk is one of the highest-leverage areas in Clara’s product portfolio; getting credit lines, identity verification, and fraud signals right is what allows us to scale rapidly across LatAm without increasing losses. As the Product Manager for this lean, high-ownership squad, you will report to the Group Product Manager and partner directly with a senior engineer, Credit Risk, Fraud, Finance, and Data Science teams. You will own the full credit lifecycle from a product perspective—balancing high-velocity execution with strict risk mitigation. Your primary responsibilities will include: Owning the entire Risk product surface across both Acquisition and Portfolio Management, including onboarding risk checks, credit line increases/decreases, and internal tools for the
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