Openbank
Automotive Finance
ProductDirector-Lending&Mobility(GlobalAutoDomain)
Neural analysis suggests this role is
optimal for Director candidates.
“Product Director - Lending & Mobility (Global Auto Domain) at Openbank. Skills: Product strategy, Roadmap ownership, Leasing, Lending, Automotive finance, Mobility finance. Define the product vision, strategy, and roadmap for automotive financing capabilities across lending and leasing.. Own the evolution of financing products across the end-to-end journey.”
What You'll Achieve.
Support commercial outcomes; Improve journeys; Refine priorities
Industry & Context.
Ability to navigate ambiguity and make clear trade-offs
What They're Looking For.
Must Have
Significant experience leading product in leasing, automotive finance, mobility finance, or adjacent embedded finance environments., Proven track record of owning and scaling product capabilities across leasing and/or lending journeys, with end-to-end accountability from proposition design and roadmap definition through delivery, rollout, adoption, and continuous optimisation., Experience working across business, risk, operations, and technology teams to deliver financing products in regulated environments., Deep understanding of leasing and automotive finance journeys, including pricing, underwriting, contract lifecycle, partner integration, servicing, and renewals., Experience leading multi-market products or rollouts, balancing standardisation with local market adaptation., Product leadership in lending and leasing, including strategy, roadmap ownership, prioritisation, and proposition development., Knowledge of leasing, lending, underwriting, pricing, credit decisioning, and financing lifecycle management., Ability to work closely with Technology and cross-functional teams to define scalable product capabilities and practical solutions., Understanding of partner-led ecosystems, including dealers, OEMs, brokers, or third-party distribution models., Commercial judgement, including growth prioritisation, customer and partner value, portfolio performance, and trade-off management., Understanding of regulatory, compliance, and responsible lending considerations in financing products., Data-driven decision-making, including KPI management, product performance analysis, and optimisation., English language proficiency.
Nice to Have
Experience with AI-enabled underwriting, automated decisioning, or decision governance in financial services., Familiarity with LOS, leasing platforms, workflow tools, rules engines, or related financing infrastructure.
What You'll Do.
Define the product vision
and roadmap for automotive financing capabilities across lending and leasing.
Own the evolution of financing products across the end-to-end journey.
Shape product propositions that balance customer experience
commercial objectives
Drive the transition from fragmented local approaches toward more standardised and reusable product capabilities across markets.
and compliance requirements are reflected in product design and customer journeys.
Define what should be standardised globally and what should remain configurable for local market needs.
and third-party partner integrations.
Lead rollout and adoption of new product capabilities across markets.
Use performance data and market feedback to refine priorities
and support commercial outcomes.
Support the adoption of data- and AI-enabled decisioning capabilities.
Act as a senior product leader across the domain
aligning stakeholders around clear priorities
and delivery outcomes.
How You'll Work.
Team & Collaboration
Work closely with Technology, Design, Data, Risk, Operations, and market teams to translate product priorities into scalable solutions.; Collaborate with business, technology, risk, operations, and data teams in an international environment.
Communication Scope
Ability to influence senior stakeholders across business and technology
Process & Methodology
End-to-end accountability for the product development process from concept through delivery, rollout, adoption, and ongoing optimization., Roadmap definition, Prioritisation, Delivery outcomes
Full Job Description
Product Director - Lending & Mobility (Global Auto Domain) Country: Spain **About the Role** At Openbank, we are transforming our automotive financing capabilities into a modular, scalable platform that can power multiple distribution channels, products, and markets globally. The Auto Domain is at the heart of this transformation, bringing together global product, technology, and data capabilities to create integrated, end-to-end journeys across the automotive ecosystem, from fragmented local solutions to a unified, API-driven platform that supports loans, leasing, and emerging mobility models across the full automotive ecosystem As **Product Director, Lending & Leasing**, you will lead the product strategy and evolution of these capabilities, working across customer and partner needs, commercial priorities, credit and risk requirements, and delivery teams. We are looking for a product leader with strong domain experience in leasing, mobility finance, or automotive finance, or a product-tech function within one of these environments. **Mission** Lead the product strategy, evolution, and scaling of Santander’s automotive financing propositions and capabilities across lending and leasing, helping turn fragmented local solutions into scalable products that can be deployed across markets. **In this role, you will** * Define the product vision, strategy, and roadmap for automotive financing capabilities across lending and leasing, with end-to-end accountability for the product development process from concept through delivery, rollout, adoption, and ongoing optimization. * Own the evolution of financing products across the end-to-end journey, from simulation and application through decisioning, activation, servicing, and renewals. * Shape product propositions that balance customer experience, partner requirements, commercial objectives, and risk appetite. * Work closely with Technology, Design, Data, Risk, Operations, and market teams to translate product priorities into
Applying for this Product Director - Lending & Mobility (Global Auto Domain) role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
How to Apply on Workday
- Workday has a multi-step form — save your progress after every section.
- "Apply With LinkedIn" can fail or lose data; manual entry is more reliable.
- Watch for the "Submit for Review" final step — hitting "Save" alone does not submit.
- Job requisition numbers are useful when following up with HR by email.
ANONYMOUS · UNFILTERED
What do employees actually say about Openbank?
Real rants from real employees. Read before you apply.