ProductDesigner

About the opportunity N26 is looking for a Product Designer to join our Lending segment. In this role, you’ll design at the intersection of credit, borrowing, and financial health—covering core products like Overdraft, Consumer Credit, and Installment Loans (BNPL). Your mission? Replace the anxiety typically associated with debt with clarity, control, and empowerment. At N26, we believe a person's financial life is more than any single product. You'll join a team of three other designers, all working within the Financial Empowerment domain — the space where we help people save, invest, and borrow with confidence. You'll bring your expertise to the lending side, contributing to a team that collectively shapes how our customers experience their entire financial life, not just one corner of it. Please note: We highly encourage you to attach your most recent portfolio and CV in English to your application. Applications without a portfolio will not be considered. In this role, you will: Own the whole design journey: You'll take features from initial brief all the way to production-ready UI, working independently and at pace. We need a doer: someone who moves fast, takes decisions, and closes loops without waiting for permission. Be a design systems operator: You'll work at production scale inside our shared design system, contribute components back, and hold the bar for consistency across your workstreams. You understand that a well-structured file is as important as a well-structured screen. Map complexity for real. Lending flows are intricate: credit checks, eligibility states, regulatory constraints, repayment logic. You'll be the person who untangles that complexity and turns it into flows that feel obvious to the user, even when the underlying system is anything but. Map / Access research with human psychology: You'll use behavioral economics to design experiences that actually trick people's brains into building positive money habits. Look at the data: You'll groun