BMO Financial Group

Retail Banking

PremierClientSpecialist

$63–117k Castro Valley, California, United States FULL TIME
The Brief

“Premier Client Specialist at BMO Financial Group. Skills: Client acquisition, Relationship building, Financial solutions, Sales targets. Act as primary client contact to uncover financial needs. Provide holistic banking and investment solutions”

What You'll Achieve.

Achieves results and meets sales targets; Acquiring new assets from existing client portfolio and new client acquisition; Achieve sales objectives; Identify short and long-term value creation opportunities; Source new revenue and investments; Monitors sales and service performance against plan; Implement action plans that close performance gaps and resolve issues.

Industry & Context.

Retail Banking
Problems you'll solve

Exercises judgment to identify, diagnose, and solve problems within given rules.

Eligibility Requirements

Must obtain required licenses within 120 days of the role start date., Federal registration with the Nationwide Mortgage Licensing System and Registry required., Criminal background review and credit history evaluation required., Restrictions on performing in a real estate agent capacity.

What They're Looking For.

Must Have

Proven experience in a financial services organization demonstrating knowledge of banking products, associated services, pricing strategies, and profitability management., Advanced understanding of deposit, loan (including mortgage) and banking products and practices, cash flow analysis, lending process and directives, credit risk policies and standards, supporting processes, applicable legal and regulatory requirements, and Bank policies., In-depth understanding of brokerage and insurance products., In-depth knowledge of business services, including retirement plans, business banking solutions, insurance, and succession planning., In-depth understanding of personal trust and investment management., In-depth knowledge of client portfolio management., Technical proficiency gained through education and/or business experience., Financial Needs Discovery, Product & Solution Design, Investment, Insurance & Advisory Products, Deposit & Cash Management, Lending & Credit, Prospecting & Acquisition, Sales Strategy & Execution, Advisory & Communication, Client Onboarding, Experience & Retention, Portfolio & Relationship Management, Risk & Compliance, Learning Agility, Collaboration, Federal registration with the Nationwide Mortgage Licensing System and Registry, Criminal background review, Credit history evaluation

Nice to Have

3+ years of relevant post-secondary degree in related field of study, SIE Exam, Series 6, Series 63, Series 65, state Life and Health insurance licenses, Series 7, Series 66, Series 65 licenses

What You'll Do.

Act as primary client contact to uncover financial needs

Provide holistic banking and investment solutions

Build relationships and deliver desired customer experience

Increase investment penetration

Take a consultative approach to relationship building

Develop recommendations using financial planning

Provide financial advice

Collaborate with Financial Advisor for complex needs

Proactively work with assigned customer portfolio

Make recommendations on products and pricing

Achieve results and meet sales targets

Acquire new assets from existing portfolio

Introduce and guide clients to use digital platforms

and execute a business plan

Identify value creation opportunities

Participate in the community to identify prospects

Identify centers of influence

Coordinate outreach efforts for seminars and events

Cultivate strategic relationships with key client stakeholders

Source new revenue and investments

Deliver consistent client service

Support client onboarding

Escalate complex client situations

Develop solid product knowledge and financial expertise

Support execution of strategic initiatives

Build effective relationships with stakeholders

Monitor sales and service performance

Implement action plans to close performance gaps

Provide training to mentor and coach branch personnel

Review credit applications

Follow security and safeguarding procedures

Maintain confidentiality of customer and Bank information

Execute work to deliver timely

and efficient service

Execute quality customer review meetings

Exercise judgment to identify

Work independently on complex tasks

Take measured risks while protecting the bank

Make sound and risk informed decisions

How You'll Work.

Team & Collaboration

Works collaboratively in the market with BMO partners, COIs, and the community; Collaborates with Financial Advisor, as appropriate, for clients with more complex financial needs.; Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.; Builds effective relationships with internal/external stakeholders.

Communication Scope

Advisory & Communication

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