BMO Financial Group

Finance

PortfolioAnalyst,HomeFinancing

$56–104k Toronto, Ontario, Canada FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“Portfolio Analyst, Home Financing at BMO Financial Group. Skills: credit analytics, portfolio performance monitoring, forecasting, data-driven insights, risk management, SAS, SQL, Power BI. providing analytical support and insights to help manage and optimize the Home Financing portfolio. credit analytics”

What You'll Achieve.

manage and optimize the Home Financing portfolio; effective risk management; profitability across home financing products; inform business, risk, and credit decisions; improve credit performance; operational efficiency; customer outcomes; assess portfolio risk and sustainability

Industry & Context.

Finance
Problems you'll solve

analytical support; analyze large datasets; monitor portfolio trends; develop actionable insights; identify emerging risks; opportunities; performance improvement initiatives; Conduct deep‑dive analyses; Provide data‑driven recommendations; Translate complex analytical findings

What They're Looking For.

Must Have

analytical experience supporting home financing or consumer lending portfolios, Proficiency in SAS and/or SQL, and Power BI (or equivalent analytics tools), Advanced skills in Microsoft Excel and PowerPoint, ownership mindset, time management skills, ability to deliver high-quality outputs within deadlines, Self-starter with a proactive approach to analytical improvement and efficiency enhancement, Excellent verbal and written communication skills

What You'll Do.

providing analytical support and insights to help manage and optimize the Home Financing portfolio

portfolio performance monitoring

data-driven insights to support effective risk management and profitability across home financing products

analyze large datasets

monitor portfolio trends

develop actionable insights to inform business

and credit decisions within the Home Financing line of business

Monitor and analyze portfolio performance

and profitability metrics

Develop and maintain reporting and dashboards to track key credit and portfolio risk indicators

including early-warning signals

Analyze portfolio trends and underlying drivers to identify emerging risks

and performance improvement initiatives

Support forecasting and scenario analysis related to credit performance

and future risk outcomes

Conduct deep‑dive analyses to support underwriting

and account‑management decisioning

Provide data‑driven recommendations to improve credit performance

operational efficiency

and customer outcomes

and other analytical tools to extract

and analyze large datasets

Translate complex analytical findings into clear

concise insights for business and risk stakeholders

Support the development and maintenance of standardized reporting

and analytical frameworks

Monitor and report on Home Financing portfolio performance using advanced analytics and reporting

Analyze credit and portfolio trends and provide actionable insights to support business and risk decision-making

and performance analytics to assess portfolio risk and sustainability

Produce high‑quality dashboards

and presentations for senior stakeholders

Ensure analytical outputs support regulatory

and risk‑management requirements

How You'll Work.

Team & Collaboration

Translate complex analytical findings into clear, concise insights for business and risk stakeholders; Produce high‑quality dashboards, reports, and presentations for senior stakeholders

Communication Scope

Excellent verbal and written communication skills; Translate complex analytical findings into clear, concise insights

Process & Methodology

time management skills, ability to deliver high-quality outputs within deadlines

Full Job Description

Application Deadline: 05/29/2026 Address: 33 Dundas Street West Job Family Group: Customer Solutions The **Portfolio Analyst, Home Financing** is responsible for providing analytical support and insights to help manage and optimize the Home Financing portfolio. This role focuses on credit analytics, portfolio performance monitoring, forecasting, and data-driven insights to support effective risk management and profitability across home financing products. The successful candidate will analyze large datasets, monitor portfolio trends, and develop actionable insights to inform business, risk, and credit decisions within the Home Financing line of business. **Job Descriptions** **Portfolio Strategy & Analytics** * Monitor and analyze portfolio performance, including balances, delinquency, loss trends, and profitability metrics. * Develop and maintain reporting and dashboards to track key credit and portfolio risk indicators, including early-warning signals. * Analyze portfolio trends and underlying drivers to identify emerging risks, opportunities, and performance improvement initiatives. * Support forecasting and scenario analysis related to credit performance, balance growth, and future risk outcomes. * Conduct deep‑dive analyses to support underwriting, renewal, and account‑management decisioning. * Provide data‑driven recommendations to improve credit performance, operational efficiency, and customer outcomes. **Data & Analytical Tools** * Use SAS, SQL, Power BI, and other analytical tools to extract, manipulate, and analyze large datasets. * Translate complex analytical findings into clear, concise insights for business and risk stakeholders. * Support the development and maintenance of standardized reporting, metrics, and analytical frameworks. **Key Accountabilities**(this section will be loaded to myRecruiting so make it clear for internal & external candidates) * Monitor and report on Home Financing portfolio performance using advanced analytics and reporting.

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