Kuda Technologies Ltd
Fintech
PortfolioAnalysis&Reporting-Lead
Neural analysis suggests this role is
optimal for Lead candidates.
“Portfolio Analysis & Reporting - Lead at Kuda Technologies Ltd. Skills: Risk management, Portfolio analysis, Regulatory reporting, Capital adequacy, Liquidity, IFRS 9 standards, Financial modeling, Credit risk analysis, Stress testing. Managing and mitigating risks. Ensuring alignment with the bank's risk appetite”
What You'll Achieve.
Support stable and positive returns; Protect the bank from significant losses; Maintain the bank's financial stability; Ensure strategies are effectively implemented and adapted as needed
Industry & Context.
Analytical skills; Ability to interpret complex data and provide actionable insights
What They're Looking For.
Must Have
First Degree in numerate disciplines preferably accounting, statistics, economics and mathematics, Minimum of 8 years cognate experience preferably in audit or banking industry, Proven experience in risk management, portfolio analysis, and regulatory reporting within the financial services sector, understanding of capital adequacy, liquidity, IFRS 9 standards, and regulatory compliance requirements, Proficiency in financial modeling, credit risk analysis, and stress testing methodologies, Excellent analytical and reporting skills with the ability to interpret complex data and provide actionable insights, Advanced knowledge of financial systems and tools (e. g. , Excel, Power BI, or similar), with experience in preparing regulatory reports and investor relations metrics
What You'll Do.
Managing and mitigating risks
Ensuring alignment with the bank's risk appetite
Analyzing and monitoring the Bank’s Portfolio
Liquidity and Capital Wellness
Evaluating the impact of all significant loans on Banks’s Capital
Profitability and Portfolio Concentration
Monitoring compliance with all regulatory and internal limits
Risk reporting to MRC and BRMC
Providing metrics and reports as requested from Rating Agencies
other External and Internal parties
and for Investor Relation ratios
Preparation of the portfolio plan for the Bank based on the budget proposal of the Bank
Ensuring prompt rendition of Capital Adequacy Ratio report to CBN
Computation of ECL in compliance with IFRS 9 standard
Preparing ECL movement schedule of the Bank at intervals for both internal and External (CBN
NDIC & Auditor) purposes
Preparation of monthly sectoral distribution and limit
Conducting stress testing and scenario analysis (internal and regulatory) for the Bank
Managing the collateral register
How You'll Work.
Team & Collaboration
Risk reporting to MRC and BRMC to ensure they are aware of significant risks to the Bank, and to enable them perform their over-arching functions
Communication Scope
Excellent analytical and reporting skills with the ability to interpret complex data and provide actionable insights
Full Job Description
**Summary** Kuda, which means ‘love’ in Shona, is more than a fintech - it’s a movement to make financial services accessible, affordable, and truly rewarding for every African. Backed by over $100 million from some of the world’s most respected investors, we’re building a smarter alternative to traditional banking - offering seamless money transfers, business banking, and instant access to credit, all through your device. At Kuda, we don’t just build products - we build people. We share the love in how we collaborate, carry everyone along as we grow, break boundaries to challenge what’s possible, and show up every day committed to doing better. If you’re driven by purpose, excited by impact, and ready to help redefine the future of finance in Africa, you’ll feel right at home here. **Role Overview ** This role is responsible for managing and mitigating risks while ensuring alignment with the bank's risk appetite to support stable and positive returns. The position aims to protect the bank from significant losses that could result from poor business strategies, challenges in executing these strategies, or the failure to adjust strategies in response to changes in the business landscape. The role involves identifying, evaluating, and addressing risks to maintain the bank's financial stability and to ensure strategies are effectively implemented and adapted as needed. **Responsibilities** * Analyze and monitor the Bank’s Portfolio, Asset Quality, Liquidity and Capital Wellness * Evaluate the impact of all significant loans on Banks’s Capital, Profitability and Portfolio Concentration * Monitor compliance with all regulatory and internal limits * Risk reporting to MRC and BRMC to ensure they are aware of significant risks to the Bank, and to enable them perform their over-arching functions * Provide metrics and reports as requested from Rating Agencies, other External and Internal parties, and for Investor Relation ratios * Preparation of the portfolio plan for the Ban
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