Auto-Owners Insurance

Insurance

PersonalLinesUnderwriter

$52–75k ~AI est. Lakeland, Florida, United States FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“Personal Lines Underwriter at Auto-Owners Insurance. Skills: Underwriting, Risk assessment. Apply insurance coverage, rules and guidelines. Execute underwriting decision-making process”

Industry & Context.

Insurance
Problems you'll solve

Make decisions independently; Resolve complex issues

What They're Looking For.

Must Have

Bachelor's degree or direct equivalent experience with property/casualty underwriting

Nice to Have

Continually develop product knowledge through participation in approved educational programs

What You'll Do.

Apply insurance coverage

Execute underwriting decision-making process

Learn insurance coverages and contracts

Learn company philosophy and procedures

Make underwriting decisions

Read documents such as policies

Interpret documents such as policies

React to documents such as policies

Express decisions using sound reasoning

Analyze loss experience

Analyze financial conditions

Analyze physical characteristics of risks

Acquire working knowledge of supporting sections

Communicate with independent agents

Communicate with other associates

Participate in underwriter training program

Complete underwriter training program

How You'll Work.

Team & Collaboration

Communicate with associates

Communication Scope

Written communication; Verbal communication; Express decisions

Full Job Description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs. **_Job Description_** **We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.** Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to: * Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions * Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use * Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment * Analyze loss experience, financial conditions and physical characteristics of risks * Acquire a working knowledge of supporting sections of the underwriting department * Effectively communicate with independent agents and other associates through verbal and/or written means * Participate in and successfully complete the Company underwriter training program **Desired Skills & Experience** * Bachelor’s degree or direct equivalent experience with property/casualty underwriting * Ability to organize data, multi-task and make decisions independently * Above average communication skills (written and verbal) * Ability to write reports and compose correspondence * Ability to resolve complex issues * Continually develop product knowledge through participati

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