BMO

Retail Banking

PersonalBankingAssociate

$35–52k Kitchener, Ontario, Canada FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Entry candidates.

The Brief

“Personal Banking Associate at BMO. Skills: Customer service, Sales, Financial advice. Deliver exceptional service to customers. Identify customer needs and provide financial advice”

What You'll Achieve.

Achieve overall business objectives; Contribute to meeting branch business results; Contribute to the customer experience; Contribute to business results and the overall experience delivered

Industry & Context.

Retail Banking
Problems you'll solve

Analytical and problem solving skills - Good; An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges

Eligibility Requirements

May work at multiple branches or through various channels based on market work schedule may differ from week to week in terms of days worked, hours, and shifts.

What They're Looking For.

Must Have

Registration to sell investment products completed or in progress (must be completed within 12 months), Basic knowledge of specialized sales and business banking solutions, Verbal & written communication skills - Good, Organization skills - Good, Collaboration & team skills - Good, Analytical and problem solving skills - Good

Nice to Have

certification in related field of study desirable, Some experience in a consultative customer service or sales roles, Passion for helping customers, Drive to deliver a personal customer experience, Focus on results and the ability to thrive in a consultative sales and team-based environment, Resourceful self-starter with courage and confidence to approach customers, Readiness to collaborate and work in different capacities as part of a team, Interpersonal skills, including the ability to build rapport and connections with customers, Aptitude for listening, solving problems, and responding flexibly and creatively to new challenges, Basic specialized knowledge

What You'll Do.

Deliver exceptional service to customers

Identify customer needs and provide financial advice

Collaborate with partners to identify referral opportunities

Welcome and guide customers in the branch

Offer advice on digital and self-serve options

Conduct client conversations about banking services

Recommend alternative banking channels

Provide personal banking and investment advice

Meet customer transaction-based needs

Engage customers in needs-based conversations

Address everyday banking plans

Address credit card needs

Contribute to meeting branch business results

Support operational activities

Act as a key member of a branch team

Probe to understand customer needs

Integrate marketing promotions into conversations

Organize work information for accuracy

Find creative approaches for customer experience

Contribute to improvement of customer experience

Follow risk and compliance processes

Safeguard customer assets

Maintain customer privacy

Act in customer's best interest

Keep current with financial services marketplace

Keep current with legal and regulatory environment

Maintain knowledge of personal banking products

Identify and report suspicious activity

Comply with legal and regulatory requirements

Protect bank's assets

Complete complex tasks within limits

Analyze issues and escalate as required

Apply Risk Management Framework

Make risk informed decisions

How You'll Work.

Team & Collaboration

Works collaboratively within the branch; Works through various channels with BMO partners; Collaborates with BMO partners to identify referral opportunities; Acts as a key member of a collaborative and versatile branch and market team; Readiness to collaborate and work in different capacities as part of a team

Communication Scope

Verbal & written communication skills - Good

Full Job Description

Application Deadline: 06/09/2026 Address: 1270 Fischer Hallman Road Job Family Group: Retail Banking Sales & Service Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and through various channels with BMO partners to deliver the desired customer experience and achieve overall business objectives. * Collaborates with BMO partners to identify referral opportunities that further grow the customer’s relationship with BMO beyond personal banking. * Welcomes and guides customers as they walk into the branch lobby, and offers advice and guidance on available digital and self-serve options with the goal of making it easy, simple, and fast to bank with BMO. * As a lobby leader, assists in conducting client conversations about banking services to recommend alternative banking channels and provide personal banking and investment advice. * Meets customer transaction-based needs with seamless execution. * Reviews customer profiles and engages customers in a needs-based conversation to identify potential opportunities and address everyday banking plans and credit card needs. * Contributes to meeting branch business results and the customer experience. * Supports operational activities (e.g. inventory management, escalated service requests, following up on customer applications, filing, opening and closing activities). * Acts as a key member of a collaborative and versatile branch and market team. * Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice. * Organizes work information to ensure accuracy and completeness. * Takes the initiative to find creative approaches that make each customer’s experience feel personal. * Looks for ways to contribute to the ongoing improvement of th

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