BMO

Financial Services

PersonalBanker

$37–68k Cobourg, Ontario, Canada FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“Personal Banker at BMO. Skills: Sales, Client relationships, Revenue generation, Deal closure, Financial solutions. Deliver exceptional service. Identify customer needs”

What You'll Achieve.

Grow BMO’s business; Contribute to business results

Industry & Context.

Financial Services
Problems you'll solve

Problem solving

Eligibility Requirements

May work at multiple branches, Work schedule may differ

What They're Looking For.

Must Have

Registration to sell investment products, Appropriate lending qualifications, Working knowledge of personal customer needs, Working knowledge of small business needs, Working knowledge of retail investments, Working knowledge of lending products

Nice to Have

Post-secondary degree, Experience in financial services, Experience in consultative sales role, Experience in personal customer experience

What You'll Do.

Deliver exceptional service

Identify customer needs

Provide financial advice

Provide financial guidance

Work collaboratively within branch

Work through various channels

Deliver desired customer experience

Achieve business objectives

Proactively engage customers

Proactively engage prospects

Provide needs-based assessments

Grow customer loyalty

Identify immediate opportunities

Identify future opportunities

Complete needs assessments

Identify financial solutions

Identify preferred banking channels

Recommend tailored solutions

Address service needs

Address everyday banking needs

Address retail investments needs

Address lending solutions needs

Address home financing needs

Address business-for-self applications

Address small business solutions needs

Offer digital options advice

Offer self-serve options advice

Support customer transactions

Reach out to customers

Generate appointments

Build new relationships

Address audit questions

Ensure accurate data entry

Ensure accurate lending application recommendations

Comply with legal requirements

Comply with regulatory requirements

Comply with lending policies

Comply with lending processes

Apply risk management framework

Maintain lending portfolio quality

Make credit recommendations

Understand personal banking needs

Understand credit card needs

Integrate marketing promotions

Integrate marketing programs

Provide strategic advice

Organize work information

Find creative approaches

Make customer experience personal

Contribute to improvement

Contribute to business results

Contribute to customer experience

Follow risk processes

Follow compliance processes

Safeguard customer assets

Maintain customer privacy

Act in customer best interest

Keep current with marketplace

Keep current with legal environment

Keep current with regulatory environment

Uphold ethical requirements

Maintain current knowledge

Integrate knowledge into conversations

Identify suspicious patterns

Report suspicious patterns

Comply with jurisdiction requirements

Complete complex tasks

Complete diverse tasks

Apply Risk Management Framework

Make risk informed decisions

Align decisions to business strategy

Adhere to policy documents

Adhere to regulations

How You'll Work.

Team & Collaboration

Collaborative branch team; Versatile branch team; Market team

Communication Scope

Verbal communication; Written communication

Full Job Description

Application Deadline: 06/25/2026 Address: 62 King Street West Job Family Group: Retail Banking Sales & Service Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and through various channels with BMO partners to deliver the desired customer experience and achieve overall business objectives. * Takes a lead in proactively engaging with existing customers and prospects by providing needs-based assessments to grow loyalty and identify immediate / future opportunities. * Engages customers to complete needs assessments that identify financial solutions and preferred banking channels while recommending tailored solutions addressing both sales and service needs (e.g. everyday banking, retail investments, lending solutions, home financing (including business-for-self applications)), and small business solutions). * Offers clients advice and guidance on available digital and self-serve options with the goal of making banking easy, simple, and fast. * Supports customer transactions needs based on customer traffic. * Engages customers to grow BMO’s business by reaching out, generating appointments, and building new relationships within the community. * Addresses questions and resolves issues raised through consumer credit audits and quality checks to ensure accurate data entry and lending application recommendations in compliance with legal and regulatory requirements and lending policies and processes. * Applies the risk management framework to the portfolio to protect the Bank's assets and maintain the quality of the lending portfolio in compliance with requirements for the lending process and established yield, quality, diversification, and risk guidelines. * Makes credit recommendations for personal lending transactions, including home financing, in accordance with sound credit granting princ

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