M&T Bank
Finance
MortgageUnderwriter
“Mortgage Underwriter at M&T Bank. Skills: mortgage underwriting, risk assessment, investor guidelines. underwriting mortgage loans to determine acceptability with M&T Bank and secondary market standards. underwrite conventional residential mortgage loans per product and investor guidelines through AUS and/or manual underwriting”
What You'll Achieve.
ensure saleability and sound credit quality; ensure loan saleability; expedite loan closings
Industry & Context.
resolve any post-closing issues
What They're Looking For.
Must Have
Associates degree or 2 years relevant experience, Three years mortgage processing/underwriting experience, federal registration under the SAFE Act
What You'll Do.
underwriting mortgage loans to determine acceptability with M&T Bank and secondary market standards
underwrite conventional residential mortgage loans per product and investor guidelines through AUS and/or manual underwriting
ensures loans are in compliance with investor requirements
federal and state laws and regulations
performs risk assessment of credit and collateral ensuring loan saleability and sound credit quality
responds to and resolves any post-closing issues to ensure loan saleability
assist management to clear conditions and expedite loan closings
keeps informed of current practices in loan underwriting
takes initiative to keep current on changes in investor and M&T guidelines
re-underwrite and verify monthly
a sampling of loans to insure the accuracy of the documentation
How You'll Work.
Team & Collaboration
Works with internal staff (Account Executives, Loan Officers, broker Coordinators, Loan Processors, etc. ) and external customers (Realtors, Mortgage Brokers, etc. ) and third parties to expedite the decision process and loan closings for mortgage loans submitted for approval; Underwriters have frequent day--to-day communication with external and internal customers alike
Communication Scope
frequent day-to-day communication with external and internal customers alike
Applying for this Mortgage Underwriter role?
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