MortgageUnderwriter

About Abound We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation. And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch. Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us. About the Role We’re looking for a Mortgage Underwriter to join our growing underwriting team as we continue to build and scale our secured lending proposition. This is an exciting opportunity to join a newly formed team working on a new second charge mortgage product within Abound. You’ll play an important role working to targets using our state-of-the-art Open banking in house system. We’re not looking for someone who simply follows a tick-box process. We want people who can use sound judgement, think commercially, and make balanced lending decisions while still delivering good customer outcomes. In this role, you’ll assess and underwrite second charge mortgage applications in line with our credit policy, regulatory requirements, and responsible lending standards. You’ll review credit data, affordability, income, and property security while making fair and informed decisions. Experience in unsecured lending would be a strong advantage, and we’d particularly l