BMO

Retail Banking

MortgageSpecialist

Milton, Ontario, Canada FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid candidates.

The Brief

“Mortgage Specialist at BMO. Skills: Mortgage sales, Customer service, Relationship management. Cultivate, build, and manage relationships with referral network. Build pipeline of new mortgage business”

What You'll Achieve.

Achieve full potential; Turn potential into performance; Achieve individual sales goals; Achieve profitability goals

Industry & Context.

Retail Banking
Problems you'll solve

Analytical skills; Problem solving skills

What They're Looking For.

Must Have

3 - 5 years of relevant experience, post-secondary degree in related field of study or an equivalent combination of education and experience, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards, In-depth understanding of the mortgage lending process and applicable regulatory requirements, interpersonal, sales, customer service, and negotiation skills, Expert knowledge of self-management and teamwork, personal lending, relationship sales and management, Functional knowledge of personal banking, investments, trust services, business and commercial lending, and cash management, knowledge of the broader real estate industry and mortgage market, negotiation skills, Specialized knowledge from education and/or business experience, Verbal & written communication skills - In-depth, Collaboration & team skills - In-depth, Analytical and problem solving skills - In-depth, Influence skills - In-depth

What You'll Do.

and manage relationships with referral network

Build pipeline of new mortgage business

Increase BMO’s share of home financing market

Identify sales opportunities

Refer to BMO colleagues

Develop and execute marketing and sales programs

Drive business results

Follow corporate policies

Follow operating directives

Follow legal and regulatory requirements

Proactively contact referral and origination sources

Lead discussions about home financing solutions

Assist with implementation of marketing programs

Assist with promotions

Assist with other initiatives

Search for cross-sell opportunities

Search for up-sell opportunities

Achieve individual sales goals

Achieve profitability goals

Support delivery of marketing programs

Support delivery of promotions

Support delivery of other initiatives

Seek opportunities to expand network

Obtain referrals from existing relationships

Obtain originations from existing relationships

Establish community presence

Enhance community presence

Participate in trade shows

Participate in conferences

Serve as customer advocate

Complete onboarding activities

Deliver exceptional customer service

Build trust through expertise

Build trust through responsive service

Build trust through support

Guide customers throughout mortgage application

Guide customers throughout mortgage processing

Partner with branch teams

Handoff customers to branch teams

Finalize mortgage documentation

Refer customers with non-mortgage needs

Resolve customer issues

Escalate customer issues

Meet customer expectations

Ensure funds are advanced timely

Provide friendly customer service

Provide courteous customer service

Provide professional customer service

Respond to customer queries

Respond to customer requests

Identify client needs for banking products

Refer clients to appropriate BMO partners

Stay abreast of consumer needs

Stay abreast of industry trends

Stay abreast of best practices

Stay abreast of regulatory requirements

Stay abreast of policies for mortgage products

Stay abreast of procedures for mortgage products

Address customer service issues

Escalate complex customer service matters

Provide advice to business/group

Provide guidance to business/group

Support execution of strategic initiatives

Help determine business priorities

Help determine sequence for execution of strategy

Conduct independent analysis

Conduct independent assessment

Resolve strategic issues

Liaise with BMO teams

Liaise with customers

Ensure satisfactory completion of home financing application

Ensure fulfillment of home financing application

Document updates in BMO’s internal systems

Analyze data and information

Provide recommendations

Gather data into reports

Format data into reports

Gather data into dashboards

Format data into dashboards

Provide input into planning

Provide input into implementation of operational programs

Execute routine tasks

Organize work information

Ensure accuracy of work information

Ensure completeness of work information

Engage with referral network

Create relationships that generate referrals

Create relationships that generate mortgage originations

Complete necessary transactions

Maintain operational integrity

Propose new solutions

Exercise judgment to identify problems

Exercise judgment to diagnose problems

Exercise judgment to solve problems

Work mostly independently

Apply Risk Management Framework

Make risk informed decisions

Align decisions to business strategy

Adhere to applicable policy documents

Adhere to regulations

How You'll Work.

Team & Collaboration

Partner with branch teams; Collaborate with internal stakeholders; Collaborate with external stakeholders

Communication Scope

Verbal communication; Written communication

Full Job Description

Application Deadline: 07/03/2026 Address: 9040 Louis St Laurent Avenue Job Family Group: Retail Banking Sales & Service Join BMO – imagine the possibilities. Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Mortgage Specialist can offer you all that and much more. Expect to fill an important and rewarding role – helping customers make their dream of home ownership a reality. You will be provided with industry-leading training and support and will be able to build your existing referral network with our competitive referral programs to achieve your full potential. Cultivates, builds, and manages relationships with a referral network to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes effective marketing and sales programs to drive business results. Follows corporate policies, operating directives, legal and regulatory requirements. * Proactively contacts referral and origination sources identified through the creation of national partnerships and/or creates local partnerships to lead discussions about home financing solutions. * Assists with the implementation of targeted marketing programs, promotions, and other initiatives. * Actively searches for cross-sell and up-sell opportunities for positioning to the branch to achieve individual sales and profitability goals. * Supports the delivery of targeted marketing programs, promotions, and other initiatives. * Seeks opportunities to expand network by obtaining referrals and originations from existing relationships. * Establishes and enhances the Bank’s community presence by participating in trade shows, conferences, and related events. * Serves a customer advocate during application and processing activities. * Completes onboarding activities as required. * Deli

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