M&T Bank

Financial Services

MortgageOriginator

$65–95k ~AI est. Hampstead, Maryland, United States FULL TIME
The Brief

“Mortgage Originator at M&T Bank. Skills: Mortgage origination, Sales, Client relations. Interview applicants to collect and analyze information. Assess applicant’s credit worthiness”

What You'll Achieve.

Cultivates new mortgage business; Promote additional business; Develop additional business

Industry & Context.

Financial Services
Problems you'll solve

Credit analysis

Eligibility Requirements

May be required to travel, Work at prospective customers’ homes or business locations, Federal registration requirements

What They're Looking For.

Must Have

2 years sales experience, Thorough knowledge of FHA/VA regulations, Conventional loan requirements, Real estate law

Nice to Have

Proven sales ability, Mathematical skills, Self-motivated, Well-organized individual, Ability to interact with individuals at all income levels and peers in a professional manner, Demonstrated ability to work independently, Follow through on details to completion, Ability to work under critical time constraints

What You'll Do.

Interview applicants to collect and analyze information

Assess applicant’s credit worthiness

Issue pre-qualification statements

Determine which products best meet customer needs

Advise potential borrowers regarding financial products

Make recommendations to customers regarding bank products

Cultivate new mortgage business

service and promote mortgage products

Solicit residential first mortgages

Negotiate terms and conditions of loan

Ensure lending compliance with origination procedures

Advise management on compliance strategies

Monitor trends in real estate market

Monitor changing rules and regulations

Represent the bank in the community

Develop and promote additional business

Present seminars to promote business

Identify and develop business

How You'll Work.

Team & Collaboration

Internal contacts; External contacts; Community relations

Communication Scope

Verbal communication; Written communication

Free ATS check

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