Vanderbilt Mortgage
Financial Services
LoanOriginator(LO)
“Loan Originator (LO) at Vanderbilt Mortgage. Skills: Loan origination, Credit analysis, Underwriting, Customer relationship management. Guide customers through loan process. Decide loan approval”
Industry & Context.
Analyze causes; Evaluate alternate solutions; Arrive at sound conclusions; Identify and mitigate potential risks; Resolve any issues or discrepancies; Navigate challenging situations; Resolve conflicts
Travel as needed, Remain stationary 75% of time, Operate computer, Operate telephone, Operate calculator, Operate copy machine, Operate computer printer, Communicate 90% of time over phone, Exchange accurate information, Identify account status, Assess account status, Determine appropriate process
What They're Looking For.
Must Have
Bachelor's degree or equivalent experience, 0 experience with bachelor's degree, 4 years related experience with high school diploma, Nationwide Multistate Licensing Systems (NMLS) licensing, Complete required 20 hours education for licensing, Meet all federal and state requirements to obtain mortgage originator license, Basic computer skills, Type at least 25 wpm, Ability to communicate effectively and efficiently, Capability of gathering facts accurately, Analyze causes, Evaluate alternate solutions, Arrive at sound conclusions, Manage multiple and/or conflicting responsibilities, Great attention to detail, Organizational skills, Ability to work in a team environment
Nice to Have
Knowledge of AS/400, Knowledge of Word, Knowledge of Excel
What You'll Do.
Guide customers through loan process
Guide clients through application process
Provide information about loan products
Verify eligibility for loans
Help clients understand options
Evaluate loan applications
Verify applicant information
Ensure compliance with lending regulations
Ensure compliance with internal policies
Ensure compliance with regulatory standards
Ensure compliance with industry best practices
Maintain organized records
Identify potential risks
Mitigate potential risks
Assist clients with loan applications
Obtain personal and financial information
Describe types of loans
Ensure documentation completeness
Ensure documentation accuracy
Coordinate with stakeholders to expedite approvals
Determine appropriate loan products
Obtain leads through Retail Home Centers
Communicate credit terms
Negotiate prospective credit approvals
Ensure timely processing of credit applications
Ensure efficient processing of credit applications
Communicate credit application status to Home Centers
Evaluate applicant financial information
Determine loan eligibility
Decide mortgage loan applications
Communicate loan decisions
Communicate approved loan amounts
Communicate loan requirements
Communicate underwriting decisions
Communicate underwriting requirements
Provide explanations to resolve issues
Provide guidance to resolve issues
Employ negotiation techniques
Employ conflict resolution strategies
Navigate challenging situations
Achieve mutually beneficial outcomes
Build positive relationships
Maintain positive relationships
Foster repeat business
Generate new business opportunities
Cultivate new business opportunities
Maintain positive relationships during loan application process
Promote client satisfaction during loan application process
How You'll Work.
Team & Collaboration
Coordinate with stakeholders; Communicate with clients; Communicate with loan officers; Communicate with underwriters; Communicate underwriting decisions; Communicate underwriting requirements
Communication Scope
Effective communication; Efficient communication; Phone communication; Email communication; Person-to-person communication; Underwriting decision communication; Requirement communication
Applying for this Loan Originator (LO) role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
How to Apply on Workday
- Workday has a multi-step form — save your progress after every section.
- "Apply With LinkedIn" can fail or lose data; manual entry is more reliable.
- Watch for the "Submit for Review" final step — hitting "Save" alone does not submit.
- Job requisition numbers are useful when following up with HR by email.
ANONYMOUS · UNFILTERED
What do employees actually say about Vanderbilt Mortgage?
Real rants from real employees. Read before you apply.