Augustus
Finance
LeadUnderwriter
Neural analysis suggests this role is
optimal for Senior candidates.
“Lead Underwriter at Augustus. Skills: credit underwriting, portfolio management, financial modeling, risk management, AI-assisted tooling. Build the credit function from zero alongside the Chief Credit Officer: the framework, the products, the workflows, and eventually the team. Own the full loan book, corporate and HNWI borrowers, from origination through payoff”
What You'll Achieve.
deliver a world class borrower experience; optimize our credit process to be faster, safer, and more robust; improve our workflows for greater scale and product depth
Industry & Context.
notice an issue and solve it before it becomes a problem; rethink our process and look for new and better ways to manage risk
willing to relocate
What They're Looking For.
Must Have
5+ years of commercial credit underwriting/portfolio management experience at a Bank, Fund, or Fintech, financial modeling and investment analysis skills, Fluent in using LLMs to improve workflows, Based in NYC or Dallas or willing to relocate
What You'll Do.
Build the credit function from zero alongside the Chief Credit Officer: the framework
and eventually the team
Own the full loan book
corporate and HNWI borrowers
from origination through payoff
Underwrite new credits
Manage existing credits
Own the credit relationship end-to-end
Build the layer underneath: scalable workflows
and the operational systems that make all of it possible at speed
Launch the initial credit products
Run underwriting and portfolio management
Optimize credit process to be faster
Improve workflows for greater scale and product depth
Rethink process and look for new and better ways to manage risk
Build the primitives for the next set of credit products
How You'll Work.
Team & Collaboration
Iterate shoulder to shoulder with the CCO, product, and sales teams to deliver a world class borrower experience
Communication Scope
communicate clearly and concisely
Full Job Description
Few people get to build a bank from scratch. Even fewer get to build one at a moment when banking itself is being reinvented. The dollar is the best product in the history of the world, with practically infinite global demand, but distribution is broken. Global clearing runs on legacy banks that are closed 115 days a year, built for humans and take two days to settle. Augustus is the update to the internet era. We received conditional approval from the OCC to charter America’s first stablecoin-native clearing bank that is always open, made for machines, at the speed of compute. We are a group of operators, unicorn early employees, ex-founders and people who walked away from degrees because they believe this is an industry and career defining opportunity. We're backed with $40M from Peter Thiel’s Valar Ventures, Creandum and founders of Ramp, Deel and Circle. We are regulated in Europe and live with Euro and Stablecoin clearing today. Now, we are building the US team from the ground up, while continuing to grow rapidly in Europe. THE ROLE You are the second credit hire at Augustus. You will build the credit function from zero alongside the Chief Credit Officer: the framework, the products, the workflows, and eventually the team. You will own the full loan book, corporate and HNWI borrowers, from origination through payoff. You will underwrite new credits, manage existing ones, monitor risk ratings, and own the credit relationship end-to-end. You also build the layer underneath: scalable workflows, AI-assisted tooling, and the operational systems that make all of it possible at speed. YOUR FIRST SIX MONTHS - Months 1-2: Launch the initial credit products and run underwriting and portfolio management with support from the CCO. You iterate shoulder to shoulder with the CCO, product, and sales teams to deliver a world class borrower experience. - Months 3-4: Own the underwriting and portfolio management workflows with limited oversight. You further optimize our credit pr
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