Wells Fargo
Financial Services
LeadSecuredLendingUnderwriter
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“Lead Secured Lending Underwriter at Wells Fargo. Skills: Secured lending underwriting, Credit approval, Legal documentation. Lead underwriting process. Coordinate with multiple stakeholders”
Industry & Context.
Not eligible for Visa sponsorship, Work on-site
What They're Looking For.
Must Have
5+ years Secured Lending Underwriting experience, 5+ years experience (work, training, military, education)
Nice to Have
3+ years securitization experience, 3+ years asset based lending experience, Advanced Microsoft Office skills, Analytical skills, Heightened attention to detail, Accuracy, Data integrity adherence, Credit policies adherence, Verbal communication skills, Written communication skills, Work effectively with internal stakeholders, Work effectively with clients, Working knowledge of secured lending programs, Working knowledge of secured lending structures
What You'll Do.
Lead underwriting process
Coordinate with multiple stakeholders
Lead credit underwriting of corporate financial counterparties
Present information for credit approval
Engage with credit approvers
Engage with key stakeholders
Champion deals through underwriting lifecycle
Manage client expectations
Manage internal constituents' expectations
Lead structuring of legal documentation
Lead negotiation of legal documentation
Ensure proper risk ratings
Oversee compliance activities
Oversee third-party diligence activities
Oversee collateral examinations
Oversee business diligence
Oversee contract diligence
Lead structuring of ARS servicer report model
Complete ARS servicer report model
Collaborate with originations teams
Collaborate with portfolio teams
Ensure steady information flow
Ensure smooth transitions
Consult with underwriting peers
Consult with colleagues
Consult with managers
Lead secured lending underwriting projects
Lead secured lending underwriting teams
Serve as mentor to junior teammates
How You'll Work.
Team & Collaboration
Multiple stakeholders; Credit approvers; Key stakeholders; Client constituents; Internal constituents; Legal counsel; Originations teams; Portfolio teams; Underwriting peers; Colleagues; Managers; Underwriting teams; Junior teammates
Communication Scope
Concise presentation; Clear presentation; Verbal communication; Written communication
Process & Methodology
Lead projects
Full Job Description
**About this role:** Wells Fargo’s Supply Chain Finance Group (“SCF”) supports companies with a broad range of supply chain solutions, including trade and receivables products, which provide a holistic approach to an enterprise’s working capital risk mitigation and financing needs. SCF is seeking a dynamic, results oriented, Lead Secured Lending Underwriter. Job will encompass a variety of secured lending financings including Key Accounts Purchase Programs (KAP), Supplier Finance Programs (SF), factoring and ABL facilities, and Accounts Receivable Securitization Facilities (ARS). Learn more about the career areas and lines of business at [wellsfargojobs.com](https://www.wellsfargojobs.com/career-areas/). **In this role, you will:** * Lead underwriting process to meet project deliverables, including coordination with multiple stakeholders. Leverage solid understanding of secured lending underwriting functional areas, policies, procedures, and compliance requirements. Specific actions will include: * Lead the credit underwriting of corporate financial counterparties. * Present all information in concise and clear format for credit approval. Actively engage with credit approvers and other key stakeholders during the credit approval process. Champion deals throughout the underwriting deal lifecycle. * Manage client and internal constituents’ expectations throughout the approval and loan closing process. * In conjunction with legal counsel, lead the structuring and negotiation of legal documentation. * Ensure proper risk ratings, oversee compliance and third-party diligence activities including collateral examinations, appraisals, and other business/contract diligence. * For applicable credits, lead the structuring and completion of the ARS servicer report model in conformity with S&P Trade Receivables Securitization Criteria. * Collaborate closely with the originations and portfolio teams to ensure steady information flow and smooth transitions. * Collaborate and consul
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