Upstart
Financial Services
LeadCounsel,CorporateandBanking
Neural analysis suggests this role is
optimal for Lead candidates.
“Lead Counsel, Corporate and Banking at Upstart. Skills: Corporate governance, Banking law, Regulatory compliance. Lead corporate governance support for Upstart Bank. Prepare board and committee meetings”
What You'll Achieve.
Build and maintain frameworks for regulated national bank; Help bank operate examination-ready; Help bank operate practical; Help bank operate scalable
Industry & Context.
What They're Looking For.
Must Have
J.D. degree, Active U.S. state bar membership, 7+ years banking law experience, 7+ years bank regulatory experience, 7+ years corporate governance experience, 7+ years financial services legal experience, Working knowledge of OCC regulations, Working knowledge of National Bank Act, Working knowledge of Bank Holding Company Act, Working knowledge of Regulation W, Experience advising on bank corporate governance, Experience with affiliate transaction monitoring, Experience with intercompany agreement structures, Experience with bank governance controls, Experience supporting OCC examinations, Experience supporting supervisory responses, Experience supporting bank regulatory engagement, Experience with Federal Reserve bank holding company reporting, Experience navigating CAMELS ratings, Experience identifying managing conflicts of interest, Experience with dual-hatted employees issues, Experience drafting board minutes, Experience drafting committee charters, Experience drafting governance policies, Experience drafting resolutions, Experience drafting intercompany agreements
Nice to Have
Prior in-house legal experience at a bank, Prior in-house legal experience at a fintech, Prior in-house legal experience at regulated financial services company, Translate complex regulatory requirements into guidance, Experience building governance processes, Experience building playbooks, Experience building legal operating frameworks, Familiarity with de novo bank application processes, Familiarity with OCC charter requirements, Familiarity with standing up legal frameworks for new bank, Familiarity with standing up governance frameworks for new bank
What You'll Do.
Lead corporate governance support for Upstart Bank
Prepare board and committee meetings
Prepare board and committee agendas
Prepare board and committee pre-read materials
Prepare board and committee minutes
Prepare board and committee resolutions
Prepare board and committee policies
Prepare committee charters
Advise bank directors on governance obligations
Advise bank executives on governance obligations
Advise internal partners on governance obligations
Advise on bank structure
Advise on director duties
Advise on corporate governance requirements
Manage conflicts between bank and affiliates
Manage issues arising from dual-hatted employees
Provide guidance regarding Bank Holding Company Act
Provide guidance regarding related regulatory requirements
Provide guidance regarding supervisory expectations
Manage Federal Reserve bank holding company reporting
Support bank's engagement with OCC
Support bank's engagement with FDIC
Support bank's engagement with Federal Reserve
Prepare for examinations
Respond to examinations
Advise on CAMELS ratings implications
Advise on strategies to maintain supervisory standing
Support intercompany agreements
Support affiliate transaction processes
Perform Regulation W analysis
Document Regulation W analysis
Monitor Regulation W analysis
Coordinate Regulation W analysis
Build legal processes for examination readiness
Maintain legal processes for examination readiness
Ensure clear documentation for examination readiness
Ensure durable operating rhythms for examination readiness
Ensure timely responses to regulatory requests
Ensure timely responses to supervisory requests
Partner cross functionally on governance considerations
Partner cross functionally on regulatory considerations
Partner cross functionally on affiliate transaction considerations
Identify governance considerations for new products
Identify regulatory considerations for new products
Identify affiliate transaction considerations for new products
Identify governance considerations for business initiatives
Identify regulatory considerations for business initiatives
Identify affiliate transaction considerations for business initiatives
Identify governance considerations for bank operations
Identify regulatory considerations for bank operations
Identify affiliate transaction considerations for bank operations
Manage special corporate projects
Manage special banking projects
Manage bank regulatory examinations
Manage governance enhancements
Manage internal policies
Manage external counsel coordination
How You'll Work.
Team & Collaboration
Senior leaders across Legal; Senior leaders across Risk; Senior leaders across Treasury; Senior leaders across Accounting; Senior leaders across Tax; Internal partners; Treasury; Accounting; Tax; Regulatory Counsel
Full Job Description
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The Team: Upstart’s Legal team partners across the business to help the company build, scale, and operate with sound legal judgment. This role will support Upstart’s proposed OCC-chartered bank by building and maintaining the corporate governance, board support, and affiliate transaction frameworks needed for a regulated national bank environment. As the Lead Counsel, Corporate and Banking at Upstart, you will own cor
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