InsuranceUnderwriter

Join a growing and innovative insurance provider as an Underwriter, where you’ll play a key role in assessing risk, managing referrals, and supporting a profitable portfolio. This position offers the opportunity to work across commercial and specialty insurance products in a collaborative, fast-paced environment. You’ll partner with cross-functional teams, contribute to underwriting strategy, and help deliver sound, data-driven decisions while ensuring strong customer outcomes. Ideal for a detail-oriented professional with solid underwriting experience and a proactive, team-focused approach. **Key Responsibilities** **Underwriting & Risk Assessment** * Prioritise and process underwriting referrals in line with service level agreements, ensuring timely and accurate decision-making * Review proposal forms, financials, risk surveys, claims histories, and supporting documentation to assess exposure * Evaluate claims activity and determine its impact on renewal terms, pricing, risk appetite, and coverage suitability * Assess risks outside standard underwriting criteria, determining appropriate terms, conditions, or pricing * Review existing endorsements and exclusions to ensure continued suitability **Decision-Making & Governance** * Make underwriting decisions within agreed authority levels * Escalate complex or out-of-guideline cases appropriately * Ensure all decisions align with underwriting guidelines, regulatory requirements, and internal policies **Stakeholder Collaboration & Support** * Support sales and customer service teams in clearly explaining underwriting decisions to brokers and customers * Collaborate with underwriting, claims, operations, and customer service teams to ensure consistent and effective outcomes * Provide administrative and analytical support to the broader underwriting team **Portfolio & Process Improvement** * Identify opportunities to refine product wording, underwriting criteria, and processes * Contribute to initiatives aimed at reducin