InsuranceProgramManager

**GENERAL SUMMARY** The Insurance Program Manager is responsible for the strategic oversight, administration, and continuous improvement of the organization's corporate insurance and risk financing programs. This role ensures that insurance coverage aligns with organizational risk exposures, business objectives, regulatory requirements, and financial goals. The Insurance Program Manager serves as a key advisor to leadership, collaborating with internal stakeholders, brokers, insurers, legal counsel, finance teams, and operational departments to evaluate risk, procure appropriate insurance coverage, manage claims, and establish governance frameworks that support effective risk management practices. **PRINCIPAL ACCOUNTABILITIES** _Insurance Program Oversight_ * Develop, implement, and manage comprehensive corporate insurance programs that effectively protect organizational assets, operations, and financial interests. * Oversee all lines of insurance coverage, including but not limited to general liability, property, workers' compensation, professional liability, cyber liability, automobile liability, excess liability, environmental liability, and other specialty coverages. * Monitor insurance program performance and ensure coverage remains aligned with evolving business operations, risk exposures, and strategic initiatives. * Serve as the primary liaison between the organization, insurance carriers, brokers, consultants, and other external stakeholders. * Maintain accurate records of policies, endorsements, certificates, coverage schedules, and related insurance documentation. * Provide strategic recommendations regarding risk financing, self-insurance, deductibles, and alternative risk transfer solutions. _Budgeting & Policy Procurement_ * Lead annual insurance renewal processes and policy procurement activities. * Develop and manage insurance budgets, forecasts, and cost allocation methodologies. * Analyze premium expenditures, coverage limits, deductibles, and rete