PwC
FS X-Sector
INSeniorAssociateUnsecuredRiskFSTCaptivesAdvisoryGurugram
“IN-Senior Associate_Unsecured Risk_FST - Captives_Advisory_Gurugram at PwC. Skills: Unsecured Risk, Credit risk analytics, Portfolio monitoring, Risk analysis. Track portfolio performance metrics. Perform trend analysis”
Industry & Context.
Problem-solving skills; Structured thinking; Data interpretation; Challenge decisions; Diagnose portfolio performance changes; Diagnose segment-level risk drivers
What They're Looking For.
Must Have
1.5–4 years of experience in credit card risk analytics, consumer lending experience, financial analytics experience, Bachelor’s/Master’s degree in business, Statistics degree, Finance degree, Economics degree, related quantitative fields degree, working knowledge of SQL/SAS, Experience working with large datasets, Experience with Tableau, Experience with PowerPoint, Understanding of consumer credit risk fundamentals, Ability to interpret data, explain results clearly, Structured thinking, attention to detail, Problem-solving skills, Familiarity with data interpretation, Ability to challenge decisions based on data analysis, Ability to interpret data, make sound decisions, challenge the basis of the analysis, Unsecured Risk mandatory skill sets, 3 to 7 Years of experience, Graduation / Post Graduation education qualification, Unsecured Loans required skill
Nice to Have
exposure to Python preferred, P&L preferred skill sets
What You'll Do.
Track portfolio performance metrics
Perform trend analysis
Perform vintage analysis
Perform cohort analysis
Support creation of risk dashboards
Support maintenance of risk dashboards
Support creation of MIS
Support maintenance of MIS
Analyze performance of new account vintages
Monitor early delinquency trends
Monitor first-payment default trends
Support evaluation of acquisition strategies
Assist in evaluating approval rate vs loss trade-offs
Participate in champion–challenger analysis
Help document policy rationale
Help document analytical findings
Monitor existing customer credit risk performance
Perform segmentation analysis
Perform trend analysis for ECM
Perform vintage analysis for ECM
Support analytics for risk-based ECM strategies
Track post-implementation performance of ECM actions
Highlight variances versus expectations
Quantify risk–return impact of ECM strategies
Assist in diagnosing portfolio performance changes
Assist in diagnosing segment-level risk drivers
Prepare presentations for senior analysts
Prepare presentations for managers
Support documentation for risk governance
Support documentation for audit requirements
Participate in risk review forums
Assess risk when business decisions are made
Drive compliance with laws
Apply ethical judgment
Report control issues
How You'll Work.
Team & Collaboration
Work collaboratively across teams; Analytical contributor in risk review forums
Communication Scope
Clear written communication; Concise written communication; Clear verbal communication; Concise verbal communication; Structured presentations
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