PwC

FS X-Sector

IN-SeniorAssociate_UnsecuredRisk_FST-Captives_Advisory_Gurugram

₹15–22L ~AI est. Gurugram, India FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior Associate candidates.

The Brief

“IN-Senior Associate_Unsecured Risk_FST - Captives_Advisory_Gurugram at PwC. Skills: Unsecured Risk, Credit risk analytics, Portfolio monitoring. Track portfolio performance metrics. Perform trend, vintage, and cohort analysis”

Industry & Context.

FS X Sector
Problems you'll solve

Problem-solving skills; Structured thinking; Attention to detail; Data interpretation; Challenge decisions

Eligibility Requirements

No work visa sponsorship

What They're Looking For.

Must Have

1.5–4 years of experience in credit card risk analytics, Bachelor’s/Master’s degree in business, Statistics, Finance, Economics, or related quantitative fields, working knowledge of SQL/SAS, Experience working with large datasets, Unsecured Risk

Nice to Have

exposure to Python, Experience with Tableau or PowerPoint for visualization and reporting, P&L

What You'll Do.

Track portfolio performance metrics

Support creation and maintenance of risk dashboards

Analyze performance of new account vintages

Monitor early delinquency and first-payment default trends

Support evaluation of acquisition strategies

Assist in evaluating approval rate vs loss trade-offs

Participate in champion–challenger analysis

Help document policy rationale

Monitor existing customer credit risk performance

Support analytics for risk-based ECM strategies

Track post-implementation performance of ECM actions

Quantify risk–return impact of ECM strategies

Assist in diagnosing portfolio performance changes

structured presentations

Support documentation for risk governance

Participate in regular risk review forums

Assess risk when business decisions are made

How You'll Work.

Team & Collaboration

Across teams; Risk review forums; Analytical contributor

Communication Scope

Written communication; Verbal communication

Full Job Description

**Line of Service** Advisory **Industry/Sector** FS X-Sector **Specialism** Risk **Management Level** Senior Associate **Job Description & Summary** At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In regulatory risk compliance at PwC, you will focus on confirming adherence to regulatory requirements and mitigating risks for clients. You will provide guidance on compliance strategies and help clients navigate complex regulatory landscapes. _* Why PWC_ At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more _[about us](https://www.pwc.in/about-us.html)_ . At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. " **Job Description & Summary: ** The Analyst will support credit card portfolio risk managem

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