PwC
FS X-Sector
IN-SeniorAssociate_UnsecuredRisk_FST-Captives_Advisory_Gurugram
Neural analysis suggests this role is
optimal for Senior Associate candidates.
“IN-Senior Associate_Unsecured Risk_FST - Captives_Advisory_Gurugram at PwC. Skills: Unsecured Risk, Credit risk analytics, Portfolio monitoring, Risk analysis. Track portfolio performance metrics. Perform trend analysis”
Industry & Context.
Problem-solving skills; Structured thinking; Data interpretation; Challenge decisions; Diagnose portfolio performance changes; Diagnose segment-level risk drivers
What They're Looking For.
Must Have
1.5–4 years of experience in credit card risk analytics, consumer lending experience, financial analytics experience, Bachelor’s/Master’s degree in business, Statistics degree, Finance degree, Economics degree, related quantitative fields degree, working knowledge of SQL/SAS, Experience working with large datasets, Experience with Tableau, Experience with PowerPoint, Understanding of consumer credit risk fundamentals, Ability to interpret data, explain results clearly, Structured thinking, attention to detail, Problem-solving skills, Familiarity with data interpretation, Ability to challenge decisions based on data analysis, Ability to interpret data, make sound decisions, challenge the basis of the analysis, Unsecured Risk mandatory skill sets, 3 to 7 Years of experience, Graduation / Post Graduation education qualification, Unsecured Loans required skill
Nice to Have
exposure to Python preferred, P&L preferred skill sets
What You'll Do.
Track portfolio performance metrics
Perform trend analysis
Perform vintage analysis
Perform cohort analysis
Support creation of risk dashboards
Support maintenance of risk dashboards
Support creation of MIS
Support maintenance of MIS
Analyze performance of new account vintages
Monitor early delinquency trends
Monitor first-payment default trends
Support evaluation of acquisition strategies
Assist in evaluating approval rate vs loss trade-offs
Participate in champion–challenger analysis
Help document policy rationale
Help document analytical findings
Monitor existing customer credit risk performance
Perform segmentation analysis
Perform trend analysis for ECM
Perform vintage analysis for ECM
Support analytics for risk-based ECM strategies
Track post-implementation performance of ECM actions
Highlight variances versus expectations
Quantify risk–return impact of ECM strategies
Assist in diagnosing portfolio performance changes
Assist in diagnosing segment-level risk drivers
Prepare presentations for senior analysts
Prepare presentations for managers
Support documentation for risk governance
Support documentation for audit requirements
Participate in risk review forums
Assess risk when business decisions are made
Drive compliance with laws
Apply ethical judgment
Report control issues
How You'll Work.
Team & Collaboration
Work collaboratively across teams; Analytical contributor in risk review forums
Communication Scope
Clear written communication; Concise written communication; Clear verbal communication; Concise verbal communication; Structured presentations
Full Job Description
**Line of Service** Advisory **Industry/Sector** FS X-Sector **Specialism** Risk **Management Level** Senior Associate **Job Description & Summary** At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In regulatory risk compliance at PwC, you will focus on confirming adherence to regulatory requirements and mitigating risks for clients. You will provide guidance on compliance strategies and help clients navigate complex regulatory landscapes. _* Why PWC_ At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more _[about us](https://www.pwc.in/about-us.html)_ . At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. " **Job Description & Summary: ** The Analyst will support credit card portfolio risk managem
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