HighNetWorthUnderwriter

Benefits of working at Together * 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays * Free access to company holiday homes * Buy & sell holidays * Discretionary annual bonus plus an additional Shared Reward Bonus * Matched pension contribution * Health cash plan plus Private medical insurance * Life assurance and Critical illness cover * Travel season ticket loans and Ride to work scheme * Free local gym access * Local bar / restaurant discounts ––––––––––––– Company Description We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans. We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 900 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book. As a High Net Worth Underwriter, we are looking for someone who is capable of unpicking complex financial webs to prove a customer can afford their debt. Allowing you to accurately underwrite, mandate and complete mortgage and secured loan applications for High Net Worth individuals as part of our Premier Service. Focusing on service delivery by following group lending criteria, policies and procedures, you will proactively manage customer and broker relationships whilst delivering a seamless level of service to increase future business. As a High Net Worth Underwriter, we are looking for someone to: * Interpret full statutory accounts (Ltd/LLP), specifically tracking how money moves between entities via dividends, director loans, and management charges * Reconstruct net income from diverse streams (trading profits, vesting, and carried interest) and assessing its long-term sustainability through multi-year trend analysis and stress testing * Have working knowledge of UK personal and corpor