GraduateDataScientist

About Abound We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation. And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch. Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us. Your grad Scheme( Data Science Route) - Our Data Science team works across our entire business, from new products, to core credit decisioning, to user acquisition - You'll get exposure to a wide range of projects, such as: - AI & Machine Learning Development: work directly on our proprietary loan decision platform, Render, contributing to the transformer models that allow us to outperform the market in loan performance - Open Banking Integrations and Classification: enhancing how we transform noisy, real-time transaction data into automated lending decisions - Product Development: participate in rapid feature development cycles, with direct impact on customer experience and business outcomes - Bi-annual technical reviews and career progression planning - Cross-functional exposure to risk, compliance, underwriting and product teams Who you are - You believe that learning is the most important thing to optimise for as you start your career, and want to learn by d