Tern
Travel
FinanceProductLead
Neural analysis suggests this role is
optimal for Lead candidates.
“Finance Product Lead at Tern. Skills: Financial infrastructure, Payments, Ledgering, Compliance. Own financial infrastructure roadmap. Build compliance and risk foundation”
Industry & Context.
What They're Looking For.
Must Have
Founding or near-founding PM experience at a fintech that built payments, ledgering, and compliance infrastructure from the ground up, owning the end-to-end stack, Deep working knowledge of general ledger architecture, payment rails, risk, and compliance, Shipped a payments product through a scale inflection point (10x volume, new market, new compliance regime), Comfortable in a small-team environment where the PM does customer research, writes specs, and unblocks engineering directly
Nice to Have
Payroll product experience, Multi-currency or international payments experience, Worked in a high-risk vertical (travel, marketplaces, gaming, healthcare), Helped scale the product org at a Series A or fintech
What You'll Do.
Own financial infrastructure roadmap
Build compliance and risk foundation
Design and ship GL layer
Ship membership fee billing
Shadow Head of Product on commission/payout work
Partner with engineering squad on reconciliation suite
How You'll Work.
Team & Collaboration
Partner with the Agency engineering squad
Full Job Description
ABOUT TERN Tern is a venture-backed software company on a mission to reshape the $127B travel agency industry—by giving power back to the entrepreneurs who built it. Nearly 98% of travel agencies are small businesses. These businesses have been chronically underserved by technology. We're here to change that. Our platform helps travel advisors run more efficient, professional, and profitable operations—giving them the modern infrastructure they need to lead the next chapter of travel. But the impact goes beyond business. Travel advisors help clients move more intentionally through the world. When a traveler works with an advisor, they're more likely to avoid overtouristed hotspots and more likely to spend their dollars in places where they can do real good. That's the kind of travel we want more of. At Tern, we believe in small business. We believe in the power of travel. And we're building the future of both. FINANCE PRODUCT LEAD Travel advisors run small businesses that move real money. Clients pay deposits, agencies pay agents, suppliers pay commissions, and most of the accounting under all of it still runs through tools built decades ago. Tern has spent the last two years building the workflow layer advisors and agency owners actually want to use. Now we're building the financial system of record that sits underneath it. This role owns that build. You won't be starting from zero. We already have credit card authorization, a real commission reconciliation suite, and agent payment tracking in production. What's missing is the layer that lets agency owners actually run their business on Tern: service fee collection, membership fee billing, invoicing, month-end close, exports, and the GL flows that connect all of it. For the first six months, you'll partner closely with the Head of Product on the existing commission and payout work, gradually taking ownership of those flows as you ramp. After that, the entire financial infrastructure surface area is yours: virtual c
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