Director,CreditRiskPolicy

**Our Purpose** _Mastercard powers economies and empowers people in 200 + countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** ### Director, Credit Risk Policy ### Director, Credit Risk Policy Overview: This role provides senior, independent Second Line of Defense oversight of credit risk across the Global portfolio. The Director is accountable for supporting the SVP Credit Risk to oversight credit risk governance, specifically on credit policy, standards and guidance, developing credit risk portfolio management information, key credit risk indicators, regulatory compliance, and oversight of first line credit risk management frameworks. The role supports and will represent Credit Risk function at regulator, committee, and senior stakeholder forums, ensuring alignment with global Credit Risk standards. Role & Responsibilities: Credit Risk Governance & Oversight • Provide independent Second Line oversight of credit risk across the global portfolio • Lead development and maintenance the second line of defense Credit Risk Policy, standards and guidelines, e.g., Underwriting standards, collateral standards, etc • Oversight of first line of defense adherence to risk appetite, policies, standards and guidelines • Support SVP on challenges to and approval of material policy exceptions Risk Rating Framework, Methodology & Credit Risk Systems • Work with SVP, Credit Risk to ensure requirements in Credit Risk Policy and Standards are implemented within the Credit Risk Systems and tools Portfolio & Risk Appetite Oversight • Provide oversight of portfolio performance, concentr