Company

FinTech

Director,Collections

CA$155–230k ~AI est. Canada FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Director candidates.

The Brief

“Director, Collections. Skills: Collections strategy, Credit risk, Loan servicing, Regulatory compliance. Own end-to-end collections strategy. Design collections lifecycle”

What You'll Achieve.

Improve collections efficiency; Improve engagement timing; Improve customer outcomes; Ensure regulatory compliance; Ensure audit readiness

Industry & Context.

FinTech
Problems you'll solve

Analytical mindset

What They're Looking For.

Must Have

8+ years collections experience, 8+ years credit risk experience, 8+ years loan servicing experience, Expertise in unsecured consumer lending, Experience building collections operations, Experience scaling collections operations, Experience leading collections teams, Experience designing collections processes, Deep understanding of collections metrics, Deep understanding of credit performance indicators, Deep understanding of financial risk frameworks, Experience in regulated environments, Knowledge of Canadian financial regulations, Knowledge of Canadian collections regulations, Analytical mindset, Experience partnering with data science teams, Experience partnering with analytics teams, Ability to lead cross-functional initiatives, Experience managing third-party collections agencies, Experience managing vendor relationships, Leadership skills, Ability to build high-performing teams, Ability to build customer-focused teams, Interest in leveraging AI, Interest in leveraging automation, Excellent communication skills, Excellent stakeholder management skills

Nice to Have

CFA charterholder preferred, CPA preferred, FRM preferred, Series 7 preferred, Series 63 preferred, Series 65 preferred, CAIA preferred, CFP preferred, ACCA preferred, ACA preferred, Experience with AI tools, Experience with automation tools

What You'll Do.

Own end-to-end collections strategy

Design collections lifecycle

Optimize collections lifecycle

Lead collections teams

Develop collections teams

Set performance standards

Ensure compliant customer interactions

Ensure empathetic customer interactions

Define collections policies

Manage collections policies

Define collections controls

Manage collections controls

Define operational frameworks

Manage operational frameworks

Partner with Data Science

Partner with Engineering

Develop data-driven segmentation

Develop forecasting strategies

Develop recovery strategies

Oversee key performance metrics

Drive continuous improvement

Lead vendor relationships

Lead third-party collections agency relationships

Manage vendor performance

Manage agency performance

Oversee vendor compliance

Oversee agency compliance

Shape automation initiatives

Improve collections efficiency

Improve engagement timing

Improve customer outcomes

Ensure collections processes align with regulatory requirements

Ensure collections processes align with internal governance standards

How You'll Work.

Team & Collaboration

Partner with Data Science; Partner with Risk; Partner with Finance; Partner with Legal; Partner with Engineering; Cross-functional initiatives

Communication Scope

Stakeholder management; Technical audiences; Non-technical audiences

Full Job Description

## Accountabilities Own the end-to-end collections strategy across multiple lending products, including credit cards, lines of credit, and other consumer lending portfolios. Design and optimize the full collections lifecycle, from pre-delinquency engagement through early-stage recovery, hardship programs, settlements, charge-off, and post-charge-off recovery. Lead and develop collections teams, setting performance standards and ensuring high-quality, compliant, and empathetic customer interactions. Define and manage collections policies, controls, and operational frameworks to ensure regulatory compliance and audit readiness. Partner with Data Science, Risk, Finance, Legal, and Engineering to develop data-driven segmentation, forecasting, and recovery strategies. Oversee key performance metrics including recovery rates, roll rates, cost to collect, and delinquency trends, driving continuous improvement. Lead vendor and third-party collections agency relationships, including selection, performance management, and compliance oversight. Shape AI and automation initiatives to improve collections efficiency, engagement timing, and customer outcomes. Ensure all collections processes align with regulatory requirements and internal governance standards across Canadian jurisdictions. Requirements: 8+ years of experience in collections, credit risk, or loan servicing within financial services or fintech environments. Strong expertise in unsecured consumer lending products such as credit cards, personal loans, or lines of credit. Proven experience building or scaling collections operations, including team leadership and process design. Deep understanding of collections metrics, credit performance indicators, and financial risk frameworks. Experience working in regulated environments with knowledge of Canadian financial or collections regulations. Strong analytical mindset with experience partnering with data science or analytics teams. Demonstrated ability to lead cross-functi

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