BMO

Financial Services

DeNovoRetailRelationshipBanker

$50–83k San Francisco, California, United States FULL TIME
The Brief

“De Novo Retail Relationship Banker at BMO. Skills: Retail Banking, Sales, Client Relationships. Deliver exceptional service. Identify customer needs”

What You'll Achieve.

Achieve overall business objectives; Grow BMO’s business; Protect the Bank's assets; Maintain the quality of the lending portfolio

Industry & Context.

Financial Services
Problems you'll solve

Issue analysis; Problem resolution

Eligibility Requirements

May work at multiple branches, May work through various channels

What They're Looking For.

Must Have

2 - 3 years relevant experience, Post-secondary degree or equivalent experience, Appropriate lending qualifications, Working knowledge of personal customer needs, Working knowledge of small business customer needs, Working knowledge of retail investments, Working knowledge of lending products, Experience in a consultative customer service role, Experience in a sales role, Compliance with legal and regulatory requirements, Compliance with lending policies, Compliance with Bank's policies, Compliance with Bank's procedures, Risk management framework application

Nice to Have

Post-secondary degree in related field, Experience in financial services, Registration to sell investment products, Experience with social media, Experience with tablets, Experience with Smart phones, Experience with online tools, Experience with applications, Drive to deliver personal customer experience, Focus on results, Ability to thrive in consultative sales, Ability to thrive in team-based environment, Resourceful self-starter, Courage to approach customers, Confidence to approach customers, Readiness to collaborate, Work in different capacities, Interpersonal skills, Ability to build rapport, Ability to build connections, Aptitude for listening

What You'll Do.

Deliver exceptional service

Identify customer needs

Provide financial advice

Provide financial guidance

Collaborate within branch

Collaborate through channels

Achieve business objectives

Engage existing customers

Provide needs-based assessments

Identify opportunities

Complete needs assessments

Identify financial solutions

Recommend tailored solutions

Address service needs

Recommend everyday banking

Recommend retail investments

Recommend lending solutions

Recommend home financing

Recommend business-for-self applications

Recommend small business solutions

Offer digital options advice

Offer self-serve options advice

Support customer transactions

Generate appointments

Build new relationships

Ensure accurate data entry

Make credit recommendations

Protect Bank's assets

Maintain portfolio quality

Integrate marketing promotions

Organize work information

Find creative approaches

Contribute to business results

Contribute to customer experience

Follow risk processes

Follow compliance processes

Safeguard customer assets

Maintain customer privacy

Act in customer's best interest

Keep current with marketplace

Keep current with legal environment

Keep current with regulatory environment

Uphold ethical requirements

Maintain product knowledge

Maintain practice knowledge

Maintain trend knowledge

Integrate knowledge into conversations

Identify suspicious patterns

Report suspicious patterns

Comply with requirements

Protect Bank's assets

Complete complex tasks

Complete diverse tasks

Make risk informed decisions

Align decisions to business strategy

Adhere to policy documents

Adhere to regulations

How You'll Work.

Team & Collaboration

Collaborative branch team; Collaborative market team; Versatile branch team; Versatile market team; Work with BMO partners

Communication Scope

Customer conversations

Free ATS check

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