BMO

Financial Services

DeNovoRelationshipBanker

$50–83k San Francisco, California, United States FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“De Novo Relationship Banker at BMO. Skills: Relationship management, Sales, Financial advice. Deliver exceptional service. Identify customer needs”

Industry & Context.

Financial Services
Problems you'll solve

Analyze issues; Determine next steps

What They're Looking For.

Must Have

2 - 3 years relevant experience, Post-secondary degree or equivalent, Registration to sell investment products, Appropriate lending qualifications, Working knowledge of personal customer needs, Working knowledge of small business customer needs, Working knowledge of retail investments, Working knowledge of lending products, Experience in consultative customer service, Experience in sales role, Courage and confidence to approach customers, Interpersonal skills, Ability to build rapport, Ability to build connections with customers, Aptitude for listening, Aptitude for solving problems

Nice to Have

Post-secondary degree in related field, Experience in financial services

What You'll Do.

Deliver exceptional service

Identify customer needs

Provide advice on financial solutions

Guide customers on financial solutions

Collaborate within the branch

Collaborate through various channels

Achieve overall business objectives

Proactively engage customers

Proactively engage prospects

Provide needs-based assessments

Identify immediate opportunities

Identify future opportunities

Complete needs assessments

Identify financial solutions

Identify preferred banking channels

Recommend tailored solutions

Address service needs

Offer advice on digital options

Offer guidance on digital options

Offer advice on self-serve options

Offer guidance on self-serve options

Support customer transactions

Engage customers to grow BMO's business

Generate appointments

Build new relationships

Address questions from audits

Resolve issues from audits

Ensure accurate data entry

Ensure accurate lending application recommendations

Apply risk management framework

Protect the Bank's assets

Maintain lending portfolio quality

Make credit recommendations

Act as a key team member

Integrate marketing promotions

Integrate marketing programs

Organize work information

Find creative approaches

Contribute to business results

Contribute to customer experience

Follow through on risk processes

Follow through on compliance processes

Safeguard customers' assets

Maintain customer privacy

Act in customers' best interest

Keep current with financial services marketplace

Keep current with legal environment

Keep current with regulatory environment

Uphold ethical requirements

Maintain knowledge of personal banking products

Maintain knowledge of personal banking practices

Maintain knowledge of personal banking trends

Identify suspicious patterns of activity

Report suspicious patterns of activity

Comply with legal requirements

Comply with regulatory requirements

Protect the Bank's assets

Complete complex tasks

Complete diverse tasks

Handle escalations from employees

Make risk informed decisions

Align decisions to business strategy

Adhere to policy documents

Adhere to regulations

How You'll Work.

Team & Collaboration

Work collaboratively within branch; Work collaboratively through channels; Collaborative branch team; Versatile market team

Communication Scope

Client conversations

Full Job Description

Application Deadline: 07/12/2026 Address: 555 9th St Job Family Group: Retail Banking Sales & Service **Join us in building something new. This Retail Relationship Banker requisition supports our DeNovo branch expansion, where you’ll have the opportunity to help launch new locations, shape team culture, and drive client growth from day one. We’re looking for individuals who bring creativity, a passion for business development, and an entrepreneurial mindset with a focus on building strong community and networking relationships.** Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and through various channels with BMO partners to deliver the desired customer experience and achieve overall business objectives. * Takes a lead in proactively engaging with existing customers and prospects by providing needs-based assessments to grow loyalty and identify immediate / future opportunities. * Engages customers to complete needs assessments that identify financial solutions and preferred banking channels while recommending tailored solutions addressing both sales and service needs (e.g. everyday banking, retail investments, lending solutions, home financing (including business-for-self applications)), and small business solutions). * Offers clients advice and guidance on available digital and self-serve options with the goal of making banking easy, simple, and fast. * Supports customer transactions needs based on customer traffic. * Engages customers to grow BMO’s business by reaching out, generating appointments, and building new relationships within the community. * Addresses questions and resolves issues raised through consumer credit audits and quality checks to ensure accurate data entry and lending application recommendations in compliance with legal and regulatory requirements and lending

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