Lendable

fintech

DataScientist-UKCards

London, United Kingdom FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid candidates.

The Brief

“Data Scientist - UK Cards at Lendable. Skills: Data Science, machine learning models, quantitative work, product thinking, commercial thinking, Python, SQL, statistics, machine learning. Develop and deploy machine learning models that improve underwriting, pricing and customer management decisions.. Work with large and complex datasets to generate insights that influence credit and commercial strategy.”

What You'll Achieve.

materially improve business performance; deliver solutions that materially improve business performance

Industry & Context.

fintech
Problems you'll solve

quantitative problem solving; solving difficult problems; approach ambiguous problems with structure and pragmatism

What They're Looking For.

Must Have

programming skills in Python, programming skills in SQL, Understanding of statistics, Understanding of machine learning, Understanding of quantitative problem solving, Ability to approach ambiguous problems with structure and pragmatism

Nice to Have

Interest in advanced machine learning techniques and applied research, Experience in credit risk, lending or broader financial services, Interest in machine learning infrastructure and optimisation

What You'll Do.

Develop and deploy machine learning models that improve underwriting

pricing and customer management decisions.

Work with large and complex datasets to generate insights that influence credit and commercial strategy.

Take ownership of models and decision systems throughout their lifecycle

from research and development through production monitoring and iteration.

Collaborate with stakeholders across the business to translate ambiguous problems into measurable outcomes.

Contribute to the team’s technical knowledge through idea sharing

experimentation and continuous learning.

How You'll Work.

Team & Collaboration

work closely with product, engineering, credit risk and commercial teams; Collaborate with stakeholders across the business; idea sharing

Full Job Description

ABOUT LENDABLE Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: - One of the UK’s newest unicorns with a team of just over 700 people - Among the fastest-growing tech companies in the UK - Profitable since 2017 - Backed by top investors including Balderton Capital and Goldman Sachs - Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. JOIN US IF YOU WANT TO 1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo 3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting About the role We are excited to be hiring a new Data Scientist to join our Cards Data Science team. Data Science sits at the heart of Lendable’s competitive advantage. Our proprietary machine learning models power underwriting, pricing, credit strategy and customer management decisions across millions of lending decisions. This role will focus on our UK credit cards business, working across both acquisitions and customer management. You’ll work with large-scale, high-dimensional datasets to develop models and strategies that directly influence growth, risk and profi

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