iwoca
Data Science
DataScientist-PartnerFlowTeam
Neural analysis suggests this role is
optimal for Mid+ candidates.
“Data Scientist - Partner Flow Team at iwoca. Skills: Experimentation, Causal inference, Funnel optimisation, AI. Design experiments. Model customer behaviour”
What You'll Achieve.
Maximise number of customers receiving offer; Increase conversion; Improve long-term value; Reduce friction points; Shift market dynamics; Accelerate and automate work
Industry & Context.
Analytical approach; Modelling; Data analysis; Problem framing; Separating signal from noise; Identifying friction points
What They're Looking For.
Must Have
Statistical foundations, grounding in probability and statistics, understanding of Bayesian reasoning, experience applying hierarchical modelling, decision-making under uncertainty, Causal inference, Experience separating signal from noise, observational and experimental data, Business translation, Ability to understand commercial context, translate data into actionable insights, Data tooling, Proficiency with data manipulation and modelling tools, Analytical ownership, Comfortable owning ambiguous problems end-to-end, AI fluency, Experience with and a passion for using AI, Communication, write and speak clearly, adapting technical detail to different audiences
Nice to Have
Modelling depth, Experience building or adapting statistical or ML models, interest in understanding what's happening underneath, Stochastic methods, Familiarity with stochastic modelling concepts, Funnel and marketplace experience, Experience with conversion funnel analysis, marketplace dynamics, Python, Market curiosity
What You'll Do.
Model customer behaviour
Analyse large data sets
Turn findings into decisions
Influence analytical approach
Design and analyse experiments
Measure Customer Lifetime Value
Analyse customer journey
Identify conversion breakdown
Figure out customer choice
Shift market dynamics
Coordinate with adjacent teams
Use AI to accelerate work
Automate analytical work
How You'll Work.
Team & Collaboration
Work closely with commercial; strategy; product colleagues; Land analysis with people; Coordinate with adjacent teams
Communication Scope
Communication; write and speak clearly; adapting technical detail to different audiences
Full Job Description
DATA SCIENTIST - PARTNER FLOW Hybrid in London, United Kingdom We're looking for a Data Scientist to join the Partner Flow team You'll own experimentation and analytics for iwoca's partner channel – fintechs and platforms that embed iwoca lending in their own products. The analytical approach is still being built, and the scope to shape it is wide. The company Small businesses move fast. Opportunities often don't wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that's as flexible and responsive as they are. That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed. We've already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive. The team Partner Flow owns the customer journey from the moment someone starts an application on a partner platform through to a completed credit assessment. By making the application process as smooth as possible and collecting the data needed for a credit decision efficiently, the team maximises the number of partner-referred customers that receive an offer. The team works across the full application stack – from the APIs partners use to integrate iwoca, through to the experience customers see when they apply. The team is small and cross-functional, combining data science, engineering, design, and product. Active projects include: - Pre-qualification – testing how showing customers an offer before they apply affects conversion and long-term value - Credit card strategy – iwoca recently launched a credit card alongside its flexi-loan
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