Perpay
Financial Services
DataScientistManager
Neural analysis suggests this role is
optimal for Manager candidates.
“Data Scientist Manager at Perpay. Skills: Data Science, Machine Learning, Risk Management, Credit Decisioning. Own modeling work. Drive Perpay's decisions”
What You'll Achieve.
Improve financial stability; Scale operations; Build new offerings; Deepen impact; Reduce cost of ownership; Promote healthy repayment behavior; Monitor credit; Build credit; Expand access to credit; Remove credit barriers; Achieve big wins; Rapid product development; Drive modeling work; Scale credit portfolio; Deepen LLM use; Tighten feedback loops; Ship production work; Materially expand team's reach; Develop ICs; Grow ICs
Industry & Context.
Root cause analysis; Troubleshooting
What They're Looking For.
Must Have
3+ years managing data scientists, Substantial IC experience kept current, SQL proficiency, Bachelor's in Statistics, Bachelor's in Computer Science, Bachelor's in Mathematics
Nice to Have
PhD preferred, GCP Professional Data Engineer, AWS Data Analytics, Databricks Certified, dbt Certified
What You'll Do.
Drive Perpay's decisions
Manage credit decisioning
Manage marketing-mix attribution
Manage product experimentation
Own data science side of risk decisioning service
Expand card-portfolio modeling
Tighten feedback loops
Partner with Engineering
Partner with Marketing
Partner with Merchandising
Work with Data Engineering
Work with Strategic Analytics
Own models end-to-end
Scope models with stakeholders
Ship models to production
Monitor model performance
Manage Data Science team
Own performance management
Own technical strategy
Partner with Head of Data
Partner with Data Engineering lead
Partner with Strategic Analytics lead
Teach healthy data science team culture
Teach managing technical work
Defend design decisions
Handle disagreement with stakeholders
Contribute to modeling work
Contribute to team's hiring pipeline
Set technical direction
Make process or workflow changes
Complete performance check-in cycle
Become trusted technical voice
Contribute to production modeling work
How You'll Work.
Team & Collaboration
Cross-functional teams; Data Engineering; Strategic Analytics; Engineering; Risk; Marketing; Merchandising; Finance; Leadership team
Communication Scope
Stakeholder presentations; Technical discussions
Process & Methodology
Roadmap planning
Full Job Description
About Us: Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit. With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey. Our venture partners include First Round Capital and L Catterton. Products we’ve built to make an impact: Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior. Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus. Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds. Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now. About the Role: Our data team is organized across three groups: Data Engineering, Data Science, and Strategic Analytics. Data Science owns the mod
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