Parafin
Financial Services
DataScientist
Neural analysis suggests this role is
optimal for Senior candidates.
“Data Scientist at Parafin. Skills: Data Science, Machine Learning, Statistical Modeling. Design experiments. Analyze data”
What You'll Achieve.
Grow small businesses; Create fair, automated, broad access to financial services; Amplify impact on customers; Drive impact
Industry & Context.
First-principles thinking; Attention to detail
What They're Looking For.
Must Have
Bachelor's Degree (or higher) in Computer Science, Statistics, Mathematics, Data Science (or related fields), Statistical Reasoning, Design concise metrics, Use robust causal inference methods, Develop valid and predictive machine learning models, Identify and effectively prioritize business problems, Solve business problems using appropriate data science techniques, Write legible, reliable, and tested code, Build or source tools to boost team's efficiency, Contribute to model and data infrastructure design, Model Parafin's values, Build trusted relationships with stakeholders, Document work, Seek feedback, Share learnings proactively, Prioritize high-impact use of time, Scope projects rigorously, Act with urgency
Nice to Have
Management experience, Rapidly learn and adopt emerging AI tools and workflows, Critically evaluate AI-generated outputs
What You'll Do.
Expand access to capital
Keep portfolio healthy
Study merchant lifecycle
Model partner portfolio performance
Forecast repayment behavior
Measure servicing impact
How You'll Work.
Team & Collaboration
Partner closely with leaders; Support each other
Communication Scope
Share learnings proactively
Full Job Description
About Us: At Parafin, we’re on a mission to grow small businesses. Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on. We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners. We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities. Join us in creating a future where every small business has the financial tools they need. THE DATA SCIENCE TEAM OUR IMPACT Data is core to Parafin's mission to grow small businesses. Our platform partnerships and portfolio provide rich insight into SMB financial health, allowing us to create fair, automated, and broad access to financial services. As Parafin scales, the breadth and depth of our data grows with it, amplifying the impact we can have on customers and the trajectory of the business. OUR TEAM Enthusiasm, skepticism, and respect for data are in our DNA – two of our co-founders were PhD data scientists at Robinhood. Since our founding, we have grown the team to include perspectives from graduate studies in physics, mathematics, bioengineering, economics, financial engineering, and electrical engineering and professional experience at Robinhood, Uber, Lyft, Airbnb, Faire, Segment, Facebook, and Google
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