Perpay
Financial Services
DataEngineer
Neural analysis suggests this role is
optimal for Mid candidates.
“Data Engineer at Perpay. Skills: Data Engineering, AWS, Redshift, Airflow, Python, SQL, Terraform. Own the warehouse, the orchestration layer, and the pipelines that move data. Focus on real-time event ingestion”
What You'll Achieve.
Build trustworthy production analytics; Ensure data quality; Ensure pipeline reliability; Solve business problems with data platform infrastructure; Ship first commit; Complete first end-to-end pipeline or pipeline change; Review PRs from other data engineers; Lead first meaningful project; Contribute to architecture discussions; Get to know stakeholders; Own a meaningful slice of our infrastructure roadmap; Become team's go-to expert; Help hire and onboard new data engineers; Watch a teammate ship a project end-to-end without asking for help
Industry & Context.
Argue about the right design in review than discover the wrong one in production; Challenging problems
100% onsite
What They're Looking For.
Must Have
At least two years of production data engineering experience in a comparable environment, SQL proficiency, Python proficiency, Orchestration proficiency, Infrastructure-as-code proficiency
Nice to Have
Cloud platform certifications
What You'll Do.
the orchestration layer
and the pipelines that move data
Focus on real-time event ingestion
Focus on risk decisioning service redesign
Focus on AI-agent data access on Redshift Serverless
Focus on ERP/EDI standardization with Finance and Accounting
Focus on AI-assisted workflows across the engineering lifecycle
Partner directly with Engineering
Own both the platform infrastructure and the business problems it's built to solve
Write code that someone else has to maintain
Document parts of the system
Argue about the right design in review
Design decisions on a data pipeline or platform
and infrastructure-as-code
Ship first commit (bug fix
Complete end-to-end pipeline or pipeline change
Review PRs from other data engineers
Be the technical lead on a meaningful project
Participate in architecture discussions
Own a meaningful slice of our infrastructure roadmap
Become the team's go-to expert on one or more areas of the platform
Help hire and onboard new data engineers
How You'll Work.
Team & Collaboration
Partner directly with Engineering, Risk, Commerce, Accounting, and Compliance; Collaborate with downstream teams (Risk, Marketing, Finance, or similar); Bring pragmatic and constructive feedback to challenging problems; Contribute opinions on where the platform should be going; Get to know stakeholders well enough that they come to you directly; Watch a teammate ship a project end-to-end on a service you built without asking you a single question
Communication Scope
Stakeholder communication
Process & Methodology
Guide projects from design through implementation, testing, and rollout
Full Job Description
About Us: Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit. With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey. Our venture partners include First Round Capital and L Catterton. Products we’ve built to make an impact: Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior. Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus. Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds. Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now. About the Role: Our data team is organized across three groups: Data Engineering, Data Science, and Strategic Analytics. Data Engineering owns the
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