Credit Risk Analytics

Financial Services

CreditRiskAnalytics-USPBCollections-VicePresident

Mumbai, Maharashtra, India FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Credit Risk Analytics - USPB Collections - Vice President at Credit Risk Analytics. Skills: Credit Risk, Analytics, Collections Policy. Lead collections policy activities. Monitor portfolio trends”

Industry & Context.

Financial Services
Problems you'll solve

Analytical Thinking; Constructive Debate; Risk Identification and Assessment

What They're Looking For.

Must Have

10 years of experience in credit card risk management or equivalent training and experience

Nice to Have

Master's degree preferred

What You'll Do.

Lead collections policy activities

Monitor portfolio trends

Suggest strategy and policy enhancements

Lead end to end implementation of strategies

Review policy exceptions

Work with controls teams

Participate in regulatory reviews

Develop reporting framework

Monitor monthly trends

Enhance reporting platform

Understand USRB policies

Deep-dive to find gaps

Work with controls team

Understand collections strategies

Lead strategic initiatives

Utilize Statistical Analysis System (SAS)

Perform risk analyses

Perform financial analyses

Perform data analyses

Prepare risk management presentations

How You'll Work.

Team & Collaboration

Working with different stakeholders across teams; Work with controls teams; Work with many stakeholders; Acts as SME to senior stakeholders and /or other team members

Communication Scope

Interpersonal skills

Process & Methodology

Lead end to end implementation of strategies, Lead end to end strategic initiatives

Full Job Description

The Credit Portfolio Officer is a senior-level position responsible for leading collections policy activities including (not restricted to) portfolio monitoring, portfolio deep-dives, suggesting strategy and policy enhancements opportunities, lead end to end implementation of strategies, which involves working with different stakeholders across teams, review policy exceptions and work with the controls teams closely on sizing, fixing and providing effective controls. Participate in regulatory reviews and exams. Its an IC role supporting all LoBs (Brands , CRS , PIL and USRB) **_Responsibilities:_** * Help in development of reporting framework for USPB collections across all LoBs. Monitor monthly trends for insights and work proactively on enhancement of the reporting platform, aligned with simplification and automation goals * Understand USRB policies and deep-dive to find any gaps. Work with controls team for sizing / fixing and remediation and also putting on compensating controls * Understand collections strategies and work on enhancements / Lead end to end strategic initiates - working with many stakeholders * Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence * Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity * Has the ability to operate with a limited level of direct supervision. * Can exercise independence of judgement and autonomy. * Acts as SME to senior stakeholders and /or other team members. * Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior,

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