CreditRiskAnalyst

**Calling all innovators – find your future at Fiserv.** We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv. **Job Title** Credit Risk Analyst **About your role:** The Credit Risk Analyst supports merchant underwriting and ongoing credit risk management within a regulated acquiring and payments environment. The role focuses on assessing merchant creditworthiness, monitoring transaction behavior, and contributing to effective risk controls. The analyst also supports fraud and AML/KYC activities as part of a broader risk framework, while working closely with senior analysts and risk managers to ensure sound risk governance and operational excellence. **What you’ll do:** * Perform merchant underwriting by assessing credit risk in line with internal policies, defined risk appetite, and card scheme requirements. * Analyze merchant and transaction data to identify potential credit deterioration, fraud indicators, or abnormal behavior. * Support ongoing monitoring of merchant portfolios and escalate increased risk indicators in a timely and structured manner. * Maintain accurate and complete documentation of underwriting decisions, monitoring activities, and risk assessments. * Collaborate with cross functional teams including Risk, Compliance, Operations, and Fraud to strengthen overall risk outcomes. * Stay informed about regulatory updates and industry developments impacting credit risk, fraud, and AML/KYC frameworks. * Preparation and review of data, documentation, and analysis supporting credit risk assessments and presentation to internal and external customers *