CreditManager

## Accountabilities Evaluate the financial strength and creditworthiness of new and existing customers to determine appropriate credit limits, financing terms, and risk exposure. Develop, implement, and manage effective collections strategies to ensure timely recovery of receivables and adherence to credit policies. Oversee and guide the collections process, including follow-ups on overdue accounts, negotiation of payment plans, and escalation to external agencies when necessary. Lead and support a regional team of credit analysts, ensuring consistent execution of credit processes and development of team capabilities. Provide insights and recommendations to improve credit policies, procedures, and risk mitigation strategies. Collaborate with internal stakeholders to interpret and communicate credit information supporting business and sales decisions. Monitor agricultural market trends and industry conditions to inform credit decision-making and portfolio risk assessment. Ensure full compliance with established credit policies while supporting business growth objectives. Requirements: Bachelor’s degree in Finance, Business, Accounting, or related field. 5+ years of experience in credit management, financial services, or accounts receivable leadership roles. Strong understanding of credit risk assessment, financial analysis, and collections management. Experience working with commercial or agricultural customers is preferred, particularly in turf, horticulture, or related industries. Proven leadership experience managing or mentoring credit analysts or similar financial teams. Strong analytical and decision-making skills with the ability to balance risk and business growth. Excellent communication and negotiation skills for managing both internal stakeholders and external customers. Ability to manage multiple priorities across a geographically dispersed, national scope. Benefits: Competitive base salary with annual incentive eligibility based on performance. Comprehen