Citigroup

CreditMaintenanceAnalyst

India FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid candidates.

The Brief

“Credit Maintenance Analyst at Citigroup. Capture and record data on credit exposures. Coordinate and maintain data quality in credit systems”

What You'll Achieve.

Maintain data quality in credit systems; Achieve acceptable audit ratings

Industry & Context.

Problems you'll solve

Interpret data; Make recommendations; Identify policy gaps; Assist in formulating policies; Assess risk

What They're Looking For.

Must Have

1-3 years of relevant experience, Experience in similar position or area, Working knowledge of industry practices and standards, Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain

What You'll Do.

Capture and record data on credit exposures

Coordinate and maintain data quality in credit systems

Monitor and report credit exposure

Escalate deficiencies

Recommend delinquent strategies

Review incoming credit requests for completeness and accuracy

Convert requests to concise

accurately recorded credit facilities

Prepare Credit Approvals (CAs)

Track CA progress during approval process

Ensure approvals are received in compliance with policy

Maintain accurate insurance records and controls

Monitor end-of-day exposure versus limits

Escalate detected exceptions per policy

Obtain facilities to address recurring exceptions

Prepare portfolio and related credit information for auditors

Contribute to achieving acceptable audit ratings

Assist in formulating policies

Assess risk when business decisions are made

Drive compliance with applicable laws

rules and regulations

Apply sound ethical judgment

manage and report control issues with transparency

How You'll Work.

Team & Collaboration

Coordination with the Operations - Services team; Cross-functional coordination

Full Job Description

The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies. **_Responsibilities:_** * Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities * Prepare Credit Approvals (CAs) , track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately * Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability * Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions * Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings * Interpret data, make recommendations, identify policy gaps, and assist in formulating policies * Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **_Qualifications:_** * 1-3 years of relevant experience * Experience in similar position or area * Working knowledge of industry practices and standards * Proficient computer skills with a focus on Microsoft Office, Microsoft Project,

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