Loadsmart
Logistics Technology
CreditAssessmentAnalyst
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“Credit Assessment Analyst at Loadsmart. Skills: Credit Risk Assessment, Financial Analysis, Credit Limit Management. Conducting recurring reviews of customer credit lines. Identifying opportunities to optimize credit terms”
What You'll Achieve.
Supporting our collections strategy; Supporting overall credit risk governance
Industry & Context.
Analytical skills; Financial assessment skills
What They're Looking For.
Must Have
2+ years of experience in credit risk, finance, or related fields, analytical and financial assessment skills, Experience in reviewing credit limits and payment history, Excellent communication skills, both written and verbal, Familiarity with bank and trade reference analysis, Ability to manage multiple priorities and meet deadlines, Proficiency with Excel and Google Workspace
What You'll Do.
Conducting recurring reviews of customer credit lines
Identifying opportunities to optimize credit terms
Performing thorough reference checks with trade partners and banks
Review and assess credit limits for existing customers on a recurring basis
Analyze payment behavior
and credit risk exposure
Recommend adjustments to credit terms in alignment with risk policies
Conduct trade and bank reference checks for customer accounts
Document credit reviews and decisions clearly and consistently
How You'll Work.
Team & Collaboration
Collaborate with internal teams to review and respond to business credit requests; Support credit-related inquiries from internal and external stakeholders
Communication Scope
Excellent communication skills, both written and verbal
Full Job Description
## Description ARE YOU INTERESTED IN JOINING AN INNOVATIVE LOGISTICS TECHNOLOGY COMPANY? Loadsmart is a growth-stage technology company valued at over $1 billion (a true Tech Unicorn)! We are a collection of industry veterans and user-centered engineers using innovative technology to fearlessly reinvent the future of freight by helping shippers, brokers, warehouses and carriers to move more with less. With headquarters in Chicago and a globally distributed remote team, Loadsmart continues to attract top talent committed to driving meaningful change. We seek professionals who embody our core values: curiosity, clarity, results, commitment, and teamwork. We are looking for a detail-oriented and proactive Credit Risk Assessment Representative to join our team! We are seeking a highly analytical professional with strong judgment, excellent communication skills, and a passion for risk evaluation and business partnership. As a Credit Risk Assessment Representative, you will be responsible for conducting recurring reviews of customer credit lines, identifying opportunities to optimize credit terms, managing internal business requests, and performing thorough reference checks with trade partners and banks. This role is key to supporting our collections strategy and overall credit risk governance. DEPARTMENT: G&A LOCATION: Philippines ## WHAT YOU GET TO DO Review and assess credit limits for existing customers on a recurring basis Analyze payment behavior, financial data, and credit risk exposure Collaborate with internal teams to review and respond to business credit requests Recommend adjustments to credit terms in alignment with risk policies Conduct trade and bank reference checks for customer accounts Document credit reviews and decisions clearly and consistently Support credit-related inquiries from internal and external stakeholders ## REQUIRED QUALIFICATIONS 2+ years of experience in credit risk, finance, or related fields Strong analytical and financial asse
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