Mulligan Funding
Finance
CreditAnalystII
“Credit Analyst II at Mulligan Funding. Skills: credit analysis, underwriting, financial statement analysis, risk assessment. Perform routine analysis of financial documents and bank statements to evaluate the creditworthiness of commercial loan applicants. Assess the financial health of businesses by analyzing key financial metrics, such as cash flows, liquidity, profitability, and leverage”
What You'll Achieve.
contribute meaningfully to portfolio performance; directly impact portfolio performance
Industry & Context.
analytical thinking; quantitative skills
What They're Looking For.
Must Have
Bachelor’s degree in Finance, Business, Economics, Accounting, or a related field, Four to six years of experience in finance, banking, accounting, underwriting, or a similar analytical environment, working knowledge of financial statement analysis, analytical thinking and quantitative skills with attention to detail, Ability to make complex credit decisions in a deadline driven environment, Clear written and verbal communication skills
Nice to Have
Experience working within small business and/or commercial lending is highly desirable, ability to interpret complex financial data with confidence, Understanding of small business lending dynamics and common industry risk considerations, confidence presenting underwriting rationale
What You'll Do.
Perform routine analysis of financial documents and bank statements to evaluate the creditworthiness of commercial loan applicants
Assess the financial health of businesses by analyzing key financial metrics
Analyze personal and business credit and background reports to identify credit risks associated with commercial loan applicants
Assess the impact of the guarantor on the company’s ability to service debt
Prepare a brief statement based on established criteria and policies summarizing underwriting recommendations for commercial loan decisions
Make multiple credit decisions per day while building toward individual approval authority
Possess a well-rounded knowledge of pricing
and stipulations based on risk profile
Communicate underwriting decisions to internal stakeholders and provide information
Demonstrate a comprehensive understanding of market dynamics
How You'll Work.
Team & Collaboration
Collaborate closely with Sales, Operations, and senior credit leaders; Collaborate with colleagues to communicate underwriting decisions to internal stakeholders and provide information; work alongside experienced credit professionals in a collaborative, accountable environment
Communication Scope
Clear written and verbal communication skills; confidence presenting underwriting rationale
Applying for this Credit Analyst II role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
How to Apply on Lever
- Lever uses a streamlined one-page form — apply in under 5 minutes.
- LinkedIn import works well; review parsed data before submitting.
- The cover letter field is optional but visible to reviewers — use it to differentiate.
- Referral codes from employees can significantly boost visibility of your application.
ANONYMOUS · UNFILTERED
What do employees actually say about Mulligan Funding?
Real rants from real employees. Read before you apply.